Free Credit Report

Did you know everyone is entitled to a Free Annual Credit Report?

Credit Reporting Agencies compile a record of your debts and how you have repaid them. This information makes up your credit report. Credit bureaus gather their information from credit card companies, banks, department stores, utility companies and other firms.

Get your free Annual Credit Report at www.AnnualCreditReport.com.

Checking your credit report is a good idea:

  • Make it a habit to check your Credit Report each year.
  • Credit can affect your ability to make a purchase as well as how much you will pay. If you are considering buying something large like a car or a home, you may want to run a credit report, just to make sure that the information is accurate. If you find anything you want to debate or correct, you can contact the credit bureaus below.   

Equifax Experian TransUnion
Equifax
www.equifax.com
PO Box 740241
Atlanta, GA 30374
1.800.685.1111   

Experian
www.experian.com
PO Box 9532
Allen, TX 75013
1.888.397.3742
TransUnion
www.transunion.com
PO Box 2000
Chester, PA 19022
1.800.888.4213

Additional Free Credit Services

Members can also use BALANCE, a free financial resource to get additional information on credit reports including how to better understand a credit score, how to correct inaccuracies, how to protect against identity theft and fraud as well as overcoming identity theft.