30, 20, 15, 10 Year Fixed

Home Loan Header Graphic

Fixed Rate Loans

Many home buyers like to compare a Fixed Rate home loan to an Adjustable Rate Mortgage. A Fixed Rate mortgage, although you will typically pay a higher Annual Percentage Rate compared to an ARM, this loan is ideal if you value stable, consistent payments over initial increased buying power.

Best Choice If:

  • As little as 5% down - that's 95% Loan-to-Value
  • You need to qualify for the largest loan possible.
  • You plan on staying in the home long-term.
  • You think rates will increase.
  • You don’t expect your income to increase significantly over the coming years.
  • Although you end up paying more in interest over the life of the loan, this loan is ideal if you value a stable, consistent payment.

LOCATIONS APPLY ONLINE

An example APR for a 30 Year Fixed loan is 4.087%. An example monthly mortgage payment is $470. An example APR for a 15 Year Fixed loan is 3.493%. An example monthly mortgage payment is $697.An example APR for a 10 Year Fixed loan is 3.533%. An example monthly mortgage payment is $966.An example APR for a 10 Year Fixed loan is 3.533%. An example monthly mortgage payment is $966. The example quotes are based on a property value of $200,000 and a loan amount of $100,000 for 1st mortgage options and a $10,000 2nd mortgage. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Please visit the Loan Consultant for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice.