Balance Transfer

Transfer to a Low-Rate

If you’re paying a high-interest rate on your existing credit card debt, you may want to consider transferring your balances to a GTE Credit Card. A balance transfer with GTE works by paying off your existing credit cards and moving the balance on to a credit card with a lower rate. This saves you money over time by paying less interest on your debt, plus you'll be one step closer to financial freedom!

Special Offer For New Go To Credit Cards

Save big when you transfer existing card balances to a new Go To card. New cardholders will enjoy 0% intro APR for 12 months on all balances transferred within the first 60 days. Standard APR will apply after introductory offer ends.** Even after your intro period is over, you'll still enjoy one of the lowest credit card rates in the area! To learn more and view all terms and conditions, click below:

Transfers for Current Members

Already have a GTE credit card? Balance transfers are simple! If you'd like to transfer a balance to your existing GTE credit card, you can follow the steps below to complete. If you would rather complete the balance transfer by having a check issued, you may call our Consumer Lending team to request this at 813.871.2690.

1. Login to Online Banking
2. Select 'Credit Card Balance Transfers' under 'Payments'
3. Select the credit card you would like to transfer balances to and click next
4. Complete the rest of the application process

Annual Percentage Rate (APR) is an introductory rate available on Mastercard Go To Credit Cards. The introductory rate will be based on the creditworthiness of the applicant. The introductory rate ends after 12 billing cycles after which the cardholder will be charged the standard APR. The standard APR will vary with the market based on the Prime Rate.  Standard APRs currently range from 12.24% to 17.99% depending on a member's creditworthiness. 0% APR Balance Transfer intro offer is only available to new cardholders that complete the transfer within 60 days of account opening. 3% Balance Transfer Fee applies. Subject to approval. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions.