Savings Accounts

About Savings

 

GTE Financial, a credit union serving Tampa Bay since 1935, gives members many ways to plan for the future, beginning with a basic savings account and also offering special savings accounts. All it takes is a $5 deposit to become a member! When you have $100 or more in your savings account, the money will earn dividends.

Begin saving for your future, and join online today!

View Savings Account Rates

Balance Dividend RateAPY*Member Advantage Dividend Rate Member Advantage APY*
$0.01-$99.99
0.00%
0.00%
N/A
N/A
$100-$500
0.10%
0.10%
N/A
N/A
$100-499.99
0.10%
0.10%
N/A
N/A
$500+
0.10%
0.10%
N/A
N/A

*Annual Percentage Yield as of December 1, 2016 and any fees could reduce earnings on this account. Annual percentage yields, terms and conditions subject to change without notice. 1.99% APY only available on your primary savings account. Regulation D withdrawal limits apply to all share and money market accounts.

Apply

  • Open a savings account and join GTE Financial!

  • If you are a member, you can easily open a special share account by logging into Online Banking and clicking on ‘Open an Additional Account’ under ‘New Accounts’ in the main navigation.

  • If you are not a member yet, please visit our online application page and click the ‘Open An Account’ button in the top navigation. You will then click the ‘Become a Member’ button to start your application. Once you are a member, please login to Online Banking to ‘Open an Additional Account’.

  • If you prefer, you can also visit a location or call us at 813.871.2690 or toll-free at 1.888.871.2690 to apply for membership.

*In the cooperative spirit of fairness, and in an effort to obtain mutually beneficial relationships with fully participating members, we ask for a minimum relationship of $500 in combined savings, checking, and loan balances from each member account. A $5 monthly service fee will be assessed from your primary share account (waived if you have Free Checking, HSA Checking, or U22 Checking) unless one of the following is met: minimum relationship of $500; primary account owner is under age 22 or age 65 or over; your account has been opened for 90 days or less; or you have a share draft account which was assessed a checking package fee the same month.

**APY=Annual Percentage Yield as of Dec. 1, 2015. Fees may reduce earnings. Rates, terms and conditions subject to change without notice. 2.49% APY only available on your primary checking account. **APR=Annual Percentage Rate. Loan approval, APR, and down payment required based on payment method, creditworthiness, collateral, and ability to repay. Rates, terms, and conditions are subject to change. Minimum APR available on auto loans is 1.99% based on qualifications. .25% discount does not apply to Mortgages, Lines of Credit, Cash Secured Loans, and Credit Cards.
†GTE Financial checking is free. However, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the GTE Financial 
Schedule of Current Charges for a list of these types of fees. Fees may reduce the earnings on the account. U22 Checking accounts are not eligible for Member Advantage.
^Transactions pending at month end will be credited to the following month.