Early Checking Account

Start practicing good financial habits EARLY!Early Checking Landing Page Image

GTE Financial’s Early Checking account is the perfect option for youth ages 12 to 17 that are opening a checking account for the first time. Early Checking provides the opportunity to practice spending habits and build towards a successful financial future!

Early Checking has a number of great benefits:

  • No monthly fees or minimum balance
  • Joint parents or guardians have access to Deposit2Go app to deposit checks instantly via your Android, iPhone, or tablet
  • Free Smart Chip MasterCard® Debit Card with rewards points* and extra security
  • Many of the same perks as our free checking accounts

Open an Account

How to Open an Early Checking account
If you are 15 or older and employed, you can apply for an Early Checking Account of your own! You will need:
  • Social Security Number
  • Government issued ID (passport, identification card, etc.)
  • Verification of Employment (pay stub)
  • Visit your nearest Community Financial Center and a Member Relationship Officer can help you open an account!

If you’re under 15, grab a parent to apply and follow the following steps:

  • If you are you are already a GTE member, please visit a Community Financial Center to open an additional account for the youth under 15 years old. (Click to view nearest locations.)
  • If you are NOT a GTE member, click here to become a member and select 'Open Primary Account'. Once you are a member, you can visit a location to add an Early Checking account.
  • Remember, the parent is not opening an additional account under their name, but instead opening up a new, separate Early Checking account for the minor, so they have their own membership at GTE.