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Business Checking

Man reviews paperwork while sitting behind the cash register at his laundrymat business. Accounts Designed to Grow with your Business

GTE Financial has a checking solution for every business size and structure, with the benefits business owners expect. 

Apply for a Business Checking account today.




Account Features Business Essentials Checking Business Premium Checking Business Interest Checking
Open Today
Best Suited for:
 Start-up or small businesses that do not have a lot of transactions or high average balances.
 Businesses with higher transaction volumes and account balances, Community Partners and those with our merchant services.
 Large businesses with high average balances and transaction counts.
Minimum deposit to open $100 $100 $1,000
Monthly Maintenance Fee None $25 $50
Average monthly available checking balance to avoid monthly fee None $5,000* $50,000**
Combined business deposit and loan balance to avoid monthly fee  None $50,000*  $150,000**
Dividends Paid None None green checkmark
Free Online Banking with Bill Pay green checkmark green checkmark green checkmark
Free Deposit2GO green checkmark green checkmark green checkmark
Non-cash items free each month* 200 500 Unlimited
Cash deposited free each month  $5,000 $15,000 $25,000
Incoming Wires $10.00 $10.00 FREE

*Monthly minimum balance requirements are waived for Community Partners, businesses signed up for GTE Financial Merchant Services and qualifying non-profits.
**Required monthly checking balance reduced to $25,000 or combined balances reduced to $75,000 for eligible Community Partners.
*See our Business Schedule of Current Charges for complete fee details.


    • If you do not have a Business Account with GTE Financial, you must first open a Business Savings. Use our simple online application and click on ‘Open a Business Account’ to get started.

    • Once you have a Business Account, you can easily open an additional Business Checking, Money Market or Share Certificate by logging into Online Banking and clicking on ‘Open an Additional Account’ under ‘New Accounts’ in the main navigation. Then select the ‘Open an additional Business Checking/Deposit account’ to access an application.

  • If you prefer, you can also call GTE Business Services at 813.871.2690 or toll-free at 1.888.871.2690 ext. 41804 to apply.
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