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Zero Money Down

Own a home for zero down.zero-down-2-Landing-Page-Image.jpg

100% Financing means $0 down payment for you!

The down payment can be one of the biggest reasons why you may not be considering homeownership at this time, but GTE Financial wants to help you make this the best time by offering 100% financing. Yes, you read that correctly, 100% financing. Unlike other local lending programs, you can use your own agent and still own your home for zero down!

Whether you need extra backyard space for your four legged family member or for the grill you want to buy this Spring, here is your real chance to open the door to your new home!  

Details:

¡Cero Pago Inicial!

Compra una casa sin depósito inicial.
Tenemos oficiales bilingües de préstamos.

Para más información en Español haga clic. 

  • First time homebuyers only (not owned within the last 3 years)
  • Purchases for primary residence between $100,000.00 and $484,350.00
  • Can be used in combination with Home Advantage
  • Private Mortgage Insurance (PMI) required through ARCH
  • Credit restrictions apply

How to get started

Visit one of our 24 Community Financial Centers or speak to one of our dedicated loan executives by calling 1.888.871.2690 ext. 40407.

HomeAdvantage

Need help finding the right home and want to earn some cash in the process? Try our realty service program, HomeAdvantage! With this program, you are paired up with a real estate agent who will provide all the tools and resources that will help you from start to finish. We know it is hard to find the right place, but HomeAdvantage makes it easier to get into your dream home. At the end, you can earn up to $1,500 cash back* just because you purchased your home through the program.

Fill out the Join Free form and we can get you started by customizing your experience!

APPLY NOW TO PREQUALIFY 

FIND A LOCATION 

Or speak to a dedicated loan executive by calling:
1.888.871.2690
ext. 40407

An example APR for a 7/1 Year ARM loan is 5.070%. An example monthly mortgage payment of principal and interest is $794. The example quotes are based on a property value of $150,000 and a loan amount of $150,000. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval.

 An example APR for a 30 Year Fixed loan is 5.448%. An example monthly mortgage payment of principal and interest is $840. The example quotes are based on a property value of $150,000 and a loan amount of $150,000. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice.

Zero down financing available for first time home buyers on qualified new purchases between $100,000.00 and $484,350.00. Private mortgage insurance to be paid by borrower and is required through ARCH. Limited time offer, other restrictions apply. | Equal Housing Lender

*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside of this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

Guarantee starts for eligible loans applied for on/after July 1, 2017. Construction, end loans, refinances with subordinate second mortgages, investment loans and wholesale loans through a broker, loans that have been denied for credit or withdrawn are ineligible for the Closing Date Money-Back Guarantee. Must be owner-occupied. *For the Guarantee to be valid: For a Purchase, upon receipt of a fully-executed sales contract, the agreed upon closing date must be a minimum of 30 days out and borrower documents, as well as the appraisal funding, must be supplied electronically within 5 days. For a Refinance, upon completion of an initial approved application (application will still be subject to underwriting and could still be declined), the agreed upon closing date must be a minimum of 30 days out and borrower documents, as well as the appraisal funding, must be supplied electronically within 5 days. Program is subject to change or cancellation without notice. 

 

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