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Share Certificate Special

share-cert-17-Landing-Page-Image.jpgLimited-Time Specials 

Up to 3.04% Annual Percentage Yield 

GTE Financial is a trusted, not-for-profit credit union of more than 250,000 members, proudly serving Tampa Bay since 1935. We are one of the largest credit unions in the nation and pride ourselves on friendly service and exceptional value, which includes higher yields. 

See below for a $100 Member Referral Bonus!

We've raised the yields on almost every Share Certificate product (also known as a CD at banks), for a limited time. Whether you'd like to open a Share Certificate for $500 or $100,000, we have an option available. Our most popular products are the 24 and 30 Month Jumbo! Compare the rates. 

GTE Financial Share Certificate Product Yields
Months Dividend APY Jumbo Dividend Jumbo APY
6 1.25% 1.26% 1.50% 1.51%
12 2.25% 2.27% 2.50% 2.53%
18 2.50% 2.53% 2.75% 2.78%
24 2.65% 2.68% 2.90% 2.94%
30 2.75% 2.78% 3.00% 3.04%
60 3.00% 3.04% 60 month term does not allow for additional deposits after opening No Jumbo Available

It's Easy to Open a Share Certificate

Open a Share Certificate   

If you are interested in opening a Share Certificate of $5,000 or more, to assist with a larger deposit amount, please call us or visit a GTE Financial location. Our job is to make it easy!

  • Call a Member Care Advocate at 1.888.871.2690 ext. 40535
    • Monday - Friday: 7:30am to 6:00pm
    • Saturday: 9am to 1:00pm
  • Visit a GTE Financial Location
  • Click to Live Chat
  • Open a Share Certificate Online
    • Best for Share Certificates under $5,000
    • If you are not yet a member, you'll complete 1 page to open a savings.
    • Then, select a Share Certificate when asked if you'd like additional products.
  • For existing members, use our fast-track Share Certificate application in Online Banking.

Are you a Member? Earn $100 for a Share Certificate Referral

As a special thank you to our valued membership, between September 17 and October 31, 2018, earn $100 when your referral opens a Share Certificate of $25,000 or more. Members can only earn $100 one time per person they refer, but they can refer an unlimited amount. If you have 10 referrals, you'll earn $100 on each!

In order to ensure you receive credit, please have your referral open their Share Certificate by calling GTE at 1.888.871.2690 ext. 40535 or at a GTE location; online account openings will not be eligible. The funds cannot come from a GTE Financial account. A cumulative deposit will be made by November 30, 2018 into the primary savings account of the referring member.

More Information:

  1. Open with as little as $500.
  2. We’ve included the Add-on feature to all Promotional Share Certificates excluding the 60 month. That means, you can add money at any time during your term, in as little as $20 increments.
  3. There’s no cap to how much you can deposit during this special (typically there is a $6,000 cap).
  4. For Share Certificates over $100,000,  earn an additional .25% APY on top of the promotional rate with a Jumbo Share Certificate. Only available during this special.
  5. See how quickly your money can grow! – click for Calculator.
  6. Click here for FAQs!

Thank you for visiting GTE Financial online. Helping members grow their personal prosperity is a privilege and our purpose for existing. We look forward to serving you!

*APY=Annual Percentage Yield as of 8/24/2018. Existing Regular Share Certificate(s) opened prior to August 23, 2018 are ineligible for the Share Certificate Special Yield. Regular Share Certificate Yields still apply based on the original term Yield. Jumbo .25% APY increase, Add-on features for all terms, no cap and $20 funding increments are exclusive features related to this special and will not apply when the special is over or to existing Share Certificates opened prior to or after this promotion. The money you earn on a Share Certificate is referred to as a dividend. Dividends compound monthly and are paid on the last day of the month and at maturity. If you decide to make a withdrawal on the Promotional Share Certificate, you would forfeit up to 90 days earned dividends for 6 and 12 month terms. For longer terms, you would forfeit up to 180 days earned dividends. Other deposit offers on Share Certificates cannot be combined with the Promotional Share Certificate Yields during this special. This promotion is subject to change and cancellation at any time without notice.

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