Loan Options

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Loan Options

GTE Financial offers a wide variety of home loan solutions in Florida! We’ve created brief overviews for each loan option, including tips to help you decide which mortgage is best for you. View GTE's great rates.

  • Fixed Rate

    If you want your Annual Percentage Rate to be locked in for the full term of your loan and plan on staying in your home for at least 10 years, a Fixed Rate mortgage may be your best choice!

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  • FHA Loans

    Federal Housing Administration loans were designed to make homeownership more attainable with more lenient qualifications. GTE Financial offers FHA Loans for purchase and for refinances. 

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  • Home Refinance

    Looking to save money, lower your monthly payment or maybe you want to use the equity in your home to get cash out? We have resources to help you determine whether a refinance is the right choice for you.

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  • HARP

    Let GTE Financial Help with HARP! The Home Affordable Refinance Program may be able to lower your monthly mortgage, even if your home is under water.

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  • Adjustable Rate Mortgage

    If you don’t plan on staying in your home for more than 10 years, you may benefit from an ARM with a low, initial Annual Percentage Rate, which can increase your buying power. GTE also offers specialty ARMs where the APR can only change every 5 years versus annually.

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  • Home Equity Loans

    Tap into the equity in your home to pay for large, planned expenses or to have access to flexible funds to use as needed. GTE Financial offers 2nd mortgage solutions as well as Home Equity Lines of Credit.

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  • Bridge Loan

    If you want access to funds to put towards a new home prior to selling your existing home, GTE Financial has a unique, temporary home loan solution!

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  • Construction Loan

    Building the home of your dreams? GTE Financial’s Construction Loan covers the building of your house and your permanent loan for when you move in.

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  • Investment Loan

    The real estate market can lend itself to savvy investors. We have a loan for your investment property.

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  • Vacant Land Loan

    If you’ve found a home site in Florida under 10 acres, check out our Vacant Land Loan.

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  • Harmony Loan

    A Harmony Loan offers a great way to take control of your payment and the chance to lower your interest rate without the hassle of refinancing.

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