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Loan Options for First-Time Homebuyers

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First-Time Homebuyer Loan

We make it easy with a downpayment as low as 3%!

woman smiling with thought bubble above her head containing house graphicWe know buying your first home isn’t easy… but it is achievable! First-time homebuyers are up against much more than ever before. Between student loans, saving for a down payment, and building your credit, purchasing a house may seem out of reach. But GTE is here to help!

Our First-Time Homebuyer loan is a fixed rate mortgage offered to buyers who looking to purchase their first home.  This fixed rate mortgage allows for 97% financing, as little as 3% down.  It is ideal if you are looking to put a small down payment and have the same rate for the full term of the loan. 

With a lower down payment and a stable fixed rate, this is a great option for those looking for their first home.


No down payment?
No Problem.

If you are in the market but don't have money for a down payment, we offer a Zero Down home loan for first-time home buyers.


Explore Other Great Home Loans for First-Time Homebuyers

Want to shop around first? Learn about the different home loans we have available for first-time homebuyers.

GTE has a number of options to find a home loan that fits your needs. Whether you are looking for the long-term stability of a Fixed Rate Loan, the low down-payment of an FHA loan, or a low monthly mortgage with an Adjustable Rate Mortgage, GTE is here to help you make the right decision for your financial situation!


*An example APR for a 30 Year Fixed loan is 4.804%. An example monthly mortgage payment of principal and interest is $1,012. The example quotes are based on a property value of $200,000 and a loan amount of $194,000. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice.

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