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Loan Options for First-Time Homebuyers

First-Time Homebuyer Loan

We make it easy with a downpayment as low as 3%!

woman smiling thinking about first-time home buyer loansWe know buying your first home isn’t easy… but it is achievable! First-time homebuyers are up against much more than ever before. Between student loans, saving for a down payment, and building your credit, purchasing a house may seem out of reach. But GTE is here to help!

Our First-Time Homebuyer loan is a fixed rate mortgage offered to buyers who looking to purchase their first home.  This fixed rate mortgage allows for 97% financing, as little as 3% down.  It is ideal if you are looking to put a small down payment and have the same rate for the full term of the loan. 

With a lower down payment and a stable fixed rate, this is a great option for those looking for their first home.


No down payment?
No Problem.

If you are in the market but don't have money for a down payment, we offer a Zero Down home loan for first-time home buyers.


Explore Other Great Home Loans for First-Time Homebuyers

Want to shop around first? Learn about the different home loans we have available for first-time homebuyers.

GTE has a number of options to find a home loan that fits your needs. Whether you are looking for the long-term stability of a Fixed Rate Loan, the low down-payment of an FHA loan, or a low monthly mortgage with an Adjustable Rate Mortgage, GTE is here to help you make the right decision for your financial situation!


*An example APR for a 30 Year Fixed loan is 4.804%. An example monthly mortgage payment of principal and interest is $1,012. The example quotes are based on a property value of $200,000 and a loan amount of $194,000. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice.

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