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Home Equity Rates

Take advantage of the equity in your home to pay off credit cards, car loans, make home improvements, or even take a vacation!

NameRates As Low As
Home Equity Line of Credit (5 Year Interest Only)
5.00%*
15 Year Home Equity
5.47%*
7 Year Home Equity
4.47%*

*APR = Annual Percentage Rate. The following rates are effective on March 1st, 2019. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Eligibility and Membership in GTE Financial required. Rates subject to change at any time. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus s a margin based on your credit history. The rate is subject to change. Maximum APR that can apply is 12%.

 Terms & Conditions

 Your actual APR may differ based on your ability to repay, credit history, approved loan amount and term. Subject to final credit, collateral review and approved lien-position. The minimum approved credit line $10,000.00 and the Maximum of $100,000.00 loans subject to a Five year (5) draw period with interest only payments. Homeowners Insurance is required, Flood Insurance may be required. Credit Line together with any other mortgage(s) cannot exceed 90% of the property value on 1-4 family, owner-occupied properties. Property must be located in Florida. Non Owner-Occupied subject to different terms and conditions. Annual fee of $100.00 For Equity Lines of Credit, fee waiver applicable if the balance of the line exceeds $10,000.00 or 50% whichever is less. Your actual APR may vary based on your actual loan amount. Please visit the Loan Consultant for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval.

**Automated Valuation Model software may not be able to be used for every loan, and in these cases, an appraisal will be required.

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