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HomeReady Loan

The facade of a brand new spanish style homeHomeReady Mortgage Loan

It's time to buy your dream home!

GTE Financial believes in homeownership and wants to help those who are looking for the best home loan options that will get them closer to taking the big step of purchasing a home!

The HomeReady Mortgage Loan is a 30 year Fixed Rate mortgage for those who are looking to purchase a primary residence. This mortgage was designed for buyers who have limited savings and need to make a small down payment with help from non-occupant borrowers.

Great Benefits:

  • Down Payments as low as 3%
  • Option to cancel private mortgage insurance (PMI) once equity reaches 20%
  • Not limited to first time homebuyers

Other Features:

  • Down payment assistance program is allowed
  •  Home Buyer Education Course to prepare borrowers for homeownership 
  • Flexible source of funds

Compare(pdf link) the HomeReady Mortgage with an FHA and conventional mortgage.

See if you qualify

Find a Realtor

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3 easy ways to apply today

If you would like additional information before applying, please fill out the simple form below and we will contact you shortly. If you submit your question over the weekend, please understand that we will not be able to get back to you until the following business day.

First Name
Last Name
Email Address
Phone number
Preferred method of contact
Home purchase price being considered
Additional comments
 

*An example APR for a 30 Year Fixed loan is 4.788%. An example monthly mortgage payment of principal and interest is $926. The example quotes are based on a property value of $200,000 and a loan amount of $194,000. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Please visit the Loan Consultant for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval.

 
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