VA Loans

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VA Loans

We’re here to welcome you home

GTE offers VA Loans for the purchase of a primary residence to those who have served or are presently serving in the U.S. military.  You don’t have to be a first-time homebuyer to qualify and can take advantage of so many money savings options you’ve earned:

  • 100% financing available
  • No down payment
  • Fixed rate
  • You can reuse the benefit on future home purchases
  • No mortgage insurance required
  • May be exempt from some or all of the loan funding fee
  • Limits on closing cost amount you can be charged

Eligibility requirements on a VA Loan:

  • Veterans
  • Active-duty personnel
  • Reservists/National Guard members
  • Some surviving spouses
  • All applicants must obtain a Certificate of Eligibility

Anyone can apply for a GTE Home Loan. You don’t have to be a member first.

Best Choice If:

  • You are a you a veteran, member of the military, or a surviving spouse of a veteran
  • You want to buy a home without a down payment
  • The home you are looking for is under $417,000
  • You want the loan option to include funding fees
An example APR for a 30 Year Fixed loan is 4.087%. An example monthly mortgage payment is $470. The example quote is based on a property value of $200,000 and a loan amount of $100,000 for 1st mortgage options and a $10,000 2nd mortgage. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Please visit the Loan Consultant for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval.