happy man in car

Virtual Car Buying is as Easy as 1, 2, 3

Our 100% electronic process brings your new vehicle from the dealership to your door in a just a few clicks!

Virtual Vehicle Purchasing Made Easy!

Our virtual car-buying experience makes it easy to purchase the vehicle of your dreams electronically, without the need to visit a GTE location. 

Our process is as easy as 1, 2, 3!


Step 1 - Apply

The first step in the auto buying process is to apply for your preapproval. No need to worry about knowing the exact price of your new vehicle, if you have a general idea of what you would like to spend, that's good enough for us! 

Apply online using the button below. After you apply and are approved, we will send the preapproval letter to you electronically. We can even keep you in the loop throughout the entire process through text messaging if you would prefer!

APPLY ONLINE


Step 2 - Shop for Your New Ride

After getting your preapproval, it's time for the fun part, shopping for your new automobile. Our partnership with TrueCar allows you to find the vehicle of your dreams at a local dealership and guarantees you the best, no-haggle price available. 

Use the button below to start shopping! Keep an eye out for the "Buy from Home" option available on most listings. These vehicles have enhanced sanitization procedures and can be delivered directly to your home. 

Already found your vehicle elsewhere? No problem! Just move on to Step 3.

FIND YOUR VEHICLE


Step 3 - eSign and Drive

Finalizing your loan is only an electronic signature away! All of our documents can be signed electronically online in a matter of minutes!

If you purchased a "Buy from Home" TrueCar vehicle, it will be delivered to your home. For other vehicles, our partner dealerships will coordinate with you to arrange a quick and easy pick up process.

Enjoy your new ride!

 


Current Auto Rates

As Low As
2.74% APR*
New Auto
As Low As
2.74% APR*
Used Auto
 *APR = Annual Percentage Rate. As of 4/17/2020. APR based on payment method, creditworthiness, loan terms and collateral. Rates, terms and conditions are subject to change.

New Auto is defined as current model year or previous model year with less than 10,000 miles.
Used Auto is defined as being older than 2 model years or over 10,000 miles.

2.74% APR limited to 48 month term for new autos and 2.74% APR limited to 48 month term used autos. Low as rate includes .25% APR discount for ACH payments and .25% discount paid for with Go Points. Auto rate does not apply to vehicles older than 8 model years. Qualifying vehicle loans with a balance $50,000 and greater than are subject to a .50% higher rate. Qualifying vehicle loans with a balance $75,000 and greater are subject to a .75% higher rate. Qualifying vehicle loans with a balance $100,000 and greater are subject to a 1.00% higher rate. Based on a minimum loan of $5,000 with a term of 48 months, and APR of 2.99%, which includes ACH and Go Points discounts and no down payment would have an estimated monthly payment of $111.20 compared to a minimum loan of $5,000 with a term of 48 months, and APR of 3.49% and no down payment, and no ACH or Go Points discounts would have an estimated monthly payment of $112.30. All examples are hypothetical and are for illustrative purposes only. Your payment amount will differ based on a variety of factors, including when your first payment is due.

Auto Payment Calculator

Determine your monthly payment with our handy calculator!