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Open a Go To Credit Card and Get $100

Open a GTE Go To Credit Card and get $100 cashback while enjoying one of the lowest rates in the Bay!

Apply today and complete 12 purchases in your first 60 days and GTE will credit you with $100 cash back just for being a great cardholder!

Why the Go To Credit Card?

GTE's Go To Mastercard® credit card, designed for the best possible rate and rewards redeemable for cash back, travel, gift cards and merchandise! This card was designed to be the perfect all-around credit card for daily spenders.

    One of the Lowest Rates in the Bay

    The GTE Go To credit card’s rate beats national banks and even local credit unions to bring you some of the best possible rates in the industry. Plus, there is no annual fee! Rates as low as 6.74% APR* on the Go To credit card.

    0% APR Intro Offer on Balance Transfers*

    Save big when you transfer existing card balances to a new Go To card. New cardholders will enjoy 0% intro APR on all balances transferred within the first 60 days for 12 months. Standard APR will apply after introductory offer ends.

    Get Rewarded

    For every dollar you spend, you’ll earn points toward awesome gift cards, travel, merchandise or cash back. With the Go To card, you’re able to redeem for exactly what you want!

    The Sky's The Limit

    Maximum credit limits up to $30,000 give you all the purchasing power you need, backed by Mastercard so you never have to worry about responsibility for fraudulent charges to your account.

It's time you found your new go-to credit card! Stop by a GTE Financial location to have a card instant issued in minutes, or simply apply online!

Apply Now


* In order to receive $100 cash back, member must make 12 purchases on their Go To card within 60 days of account open date.  Credit card research conducted by Informa, an independent third-party research company. Federally insured by NCUA.

Rate will be based on your credit worthiness. Annual Percentage Rate as of March 11, 2020. Annual percentage rates, terms, and conditions subject to change. All loans are subject to approval. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions or our Credit Card Agreement for full details. Federally insured by NCUA.

**Annual Percentage Rate (APR) is a promotional rate available on Mastercard Go To Credit Cards. The promotional rate will be based on the creditworthiness of the applicant. The promotional rate ends after 12 billing cycles after which the cardholder will be charged the standard APR. The standard APR will vary with the market based on the Prime Rate.  Standard APRs currently range from 6.74% to 10.74% depending on a member's creditworthiness. 0% APR Balance Transfer intro offer is only available to new cardholders that complete the transfer within 60 days of account opening. 3% Balance Transfer Fee applies.