Debt Consolidation

Take Back your Financial Freedom!

Consolidate your Debt Today

Make Your Debt Easier to Manage

Consolidate your high-rate loans into one easy payment and you could save big on interest charges. Are you feeling overwhelmed by your debt? Like you're drowning in never-ending expenses? Despite your efforts to make monthly payments, sometimes balances seem to never go down because they are sustained by high-interest rates. Keeping track of various due dates can be difficult to manage and result in extra fees. If this sounds familiar, debt consolidation may be right for you!

Debt Consolidation Helps:

  • Cut your interest charges by taking advantage of a lower rate
  • Reduce your number of monthly payments and the chance of late fees
  • Feel less overwhelmed and streamline your expenses
  • Reduce your credit utilization and improve your credit score
  • Gain control of your debt and have a fresh start financially

We Have Options for you

GTE makes managing your debt simple, and we have options. Find out which option best fits your financial situation. You could take advantage of the equity you've built in your home, try a low-rate personal loan, or transfer your balances to the Go To credit card and enjoy 0% APR for a whole year**. So what are you waiting for? Take back your financial freedom today!

  • Go To Credit Card

    GTE's Go To Mastercard® credit card, designed to give you the best rate and rewards redeemable for cash back, travel, gift cards and more!

    Features and Benefits

    • 0% introductory APR for 12 billing cycles on balance transfers made in the first 60 days**
    • $0 Annual Fee
    • Cell Phone Protection benefit
    • Earn 1x points per dollar spent
    • Eligible for Ampre retailer specific rewards bonuses
    As Low As
    6.74% APR*
    View Details for Go To Credit Card
  • Personal Loan

    Personal Loans
    GTE offers great low-rate personal loans! Personal loans are great to finance special things in life, consolidate debt, or cover an unexpected event.

    Features and Benefits

    • Low fixed rates
    • No origination fees
    • Simple and quick application
    • Only requires your signature for financing
    As Low As
    7.99% APR*
    View Details for Personal Loan
  • Home Equity Loan

    Home Equity Loan
    Do you want to access the equity you've built in your home? If you're in need of quick access to cash, you may want to consider a low-rate GTE home equity loan.

    Features and Benefits

    • Use your home's equity to pay for larger expenses, bills, or to consolidate debt
    • A Home Equity loan allows you to pay for a large expense all at once
    • Affordable payback options
    • Great low rates
    As Low As
    3.637% APR*
    View Details for Home Equity Loan
*APR = Annual Percentage Rate. The following rates are effective on July 17, 2020. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Eligibility and Membership in GTE Financial required. Rates subject to change at any time. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus s a margin based on your credit history. The rate is subject to change. Your actual APR may vary based on your actual loan amount and current rates. Please visit the Loan Consultant for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for loan approval. **Annual Percentage Rate (APR) is a promotional rate available on Mastercard Go To Credit Cards. The promotional rate will be based on the creditworthiness of the applicant. The promotional rate ends after 12 billing cycles after which the cardholder will be charged the standard APR. The standard APR will vary with the market based on the Prime Rate. Standard APRs currently range from 6.74% to 10.74% depending on a member's creditworthiness. 0% APR Balance Transfer intro offer is only available to new cardholders that complete the transfer within 60 days of account opening. 4% Balance Transfer Fee applies.