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Choose from 4 Amazing Checking Accounts, built with you in mind!

Serving Tampa Bay since 1935, with 23 locations and over 30,000 FREE ATMs, we’re a not-for-profit financial institution focused on friendly, member service and giving back to the community! One of the largest credit unions in the nation in terms of membership, over 250,000+ strong, we grow because our members love our focus on innovative virtual services, unique products and returning member value.

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Product Go Premium with GTE Secure™ Go Full Access Go Student Go Further
Description Security and savings are top-of-mind with this premier account. Our best value! A simple and straightforward account. An account available for those ages 12-24, built with students’ needs in mind. Re-start your checking history with this great account.

2.00% APY on up to $3,000 in balances ($60 per year)

*Must meet:
• eStatements
• $500 in aggregate deposits* per month and 15 monthly debit and/or credit card transactions

No No No
Triple Bureau Credit File Monitoring Checkmark No No No
Cell Phone Protection Checkmark No No No
$10,000 Identity Theft Insurance Checkmark No No No
GTE Secure • Identity Monitoring - monitoring of over 1,000 databases to identify suspicious activity
• ID theft recovery kit to aid in identity restoration
• Access and alerts to your credit score every 90 days or when a change occurs
• Dedicated consumer fraud recovery specialist
• Online identity theft news and valuable resources to safeguard your identity
• Debit and credit card registration with automatic replacement
• Debit AdvantageR buyers protection and extended warranty
• Prescription Drug Savings and Vision Savings (Not Insurance)
No No No

$4.95 monthly 

This is our most popular account! The $4.95 includes all of the enhanced services listed above. New fraud-fighting features, a higher yield, cell phone protection and savings benefits are all included for one special member price. 

By earning the 2.00% APY each month, all of these new features can come at no cost to you!*

$4.95 monthly 

This is our basic checking account members can recieve at no charge by meeting simple monthly requirements.

Cost is waived with:
• eStatements
• Either $500 in aggregate deposits* per month
• A Combination of 15 monthly debit and/or credit card transactions


$9.95 monthly 

Cost is waived with:
• eStatements
• $500 in deposits* per month and 15 monthly debit and/or credit card transactions

Additional Details

Need multiple checking accounts?
Many members may have multiple checking accounts. By having just 1 Go Premium account, any additional Go Full Access account(s) are FREE automatically, without having to meet Go Full Access monthly requirements to waive the $4.95 cost. 

Want Go Premium? Upgrade from Go Full Access to Go Premium instantly at any time in your Online Banking! Enroll in eStatements to receive:
• 1 waived Non-Sufficient Funds fee per month
• 1 waived non-GTE ATM fee per month

Opportunity to advance into a Go Premium or Go Full Access account with an Annual Upgrade Review if you meet the following requirements in a 12 month period:

• No more than 2 Non-Sufficient Funds fees
• Avoid a negative account balance for a total of 3 days or less
• No returned checks
• No charge-offs in the last 5 years

The descriptions included in this Comparison Chart are summaries only – click here for important additional information.
* Internal transfers from GTE business or GTE personal accounts as well as transfers from family or friend's GTE accounts to a GTE account do not count.
Account Information Great Features Account Access
Checking FAQs Go Points & Ampre Locations
Debit Card GTE Secure ATMs
Instant Issue Alerts Virtual Banking
eStatements Direct Deposit GTE Mobile App
Travel Tips Member Referral Bonus Remote Deposit
Ordering Checks Payment Protection Future Change App



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