facebook tracking code

Getting Started

Hidden Heading

Invest in a Relationship

Wife hugging her husband and smilingThe money you save will likely make up a significant portion of the money available to you in retirement. To ensure you have enough to meet your goals over the long term, it’s important you start as early as you can by investing both in your employer’s plan and on your own.

It’s never Too Early – or Too Late – to Start Investing!

When should you start saving for retirement? Right now! Whether you’re just out of school, at the peak of your career, or winding down after decades of work, retirement is something you should continually be saving for.

Setting Financial and Investment Goals

Setting goals is a very important part of financial planning. Before you actually invest your money, you should take time to consider and set your personal financial goals.

Put Time on Your Side with Compounding

When saving for retirement, your greatest asset is time. When you start early, the investments you make have a greater chance to compound over time. And when you invest through a tax-advantaged retirement account, your earnings can compound tax-deferred until you’re ready to withdraw the money.

Taking Advantage of Employer-Sponsored Retirement Plans

Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan and you're not participating in it, you should be! Once you're participating in a plan, take full advantage of it.

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Advisory services may only be offered by Investment Adviser Representatives. Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com

google ad service