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Secured Collateral Loans

GTE has a loan for you!

GTE Financial offers secured loans that can be “secured” by available funds you have in an existing account, or by the purchase of a specific product as collateral such as a home or car.

Cash Secured Loans

We have the following fixed-rate cash secured loans, in which money a member has with us serves as collateral:

  • Share Secured – Draws upon the full value of your savings account. An ideal option if you are looking to build credit by making regular payments.

  • Share Certificate – Borrows against the available money you have in your Share Certificate. A good choice if you need to access funds but want to avoid any penalty’s associated with withdrawing money prior to the stipulated date. 

Collateral Secured Loans

We also offer secured loans for the following products where the purchase itself serves as collateral:

And making payments couldn’t be easier! We offer 3 options:

  • Automatic payments —Designate a periodic transfer of funds from one of your GTE accounts directly to your loan account. Call 813.871.2690 or toll-free at 813.871.2690 to set-up an Automatic payment.

  • GTE Phone or Online Banking —Transfer funds by phone or online from your checking or savings account.

  • Automated Clearing House (ACH) transfers—Make your GTE loan payment from an account at another financial institution.

Don't Forget!

Visit the Go Points page and find out how you can get .25% Annual Percentage Rate Reduction!


Get a GTE Financial Cash Secured Loan today!

  • If you are a member, you can easily apply for a GTE Financial Cash Secured Loan by logging into Online Banking and clicking on ‘Apply for a Loan’ under ‘New Accounts’ in the main navigation.

  • If you are not a member yet, please visit our online application page.

  • If you prefer, you can also visit a location or call us at 813.871.2690 or toll-free at 1.888.871.2690 to apply.
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