Personal Loans

Personal Loans & Personal Lines of Credit

Low-Rates, Flexible Funds

With a GTE Personal Loan or Personal Line of Credit, you'll get access to the funds you need. Both options are great for things like:

  • Special events, like weddings
  • Trip expenses
  • Covering unexpected personal expenses
  • Consolidating higher-interest debt

Apply online in minutes or visit a Community Financial Center to get started.

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Convenient Payment Options

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GTE Instant Cash

Are you an existing GTE member in need of a short-term loan?

We now offer a fair and financially responsible way to borrow smaller amounts of money with short payback periods. GTE Instant Cash is designed to protect you from high interest rates.

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Personal Loan

GTE offers great low-rate personal loans! Personal loans are great to finance special things in life, consolidate debt, or cover an unexpected event.

Features and Benefits

  • Low fixed rates
  • No origination fees
  • Simple and quick application
  • Only requires your signature for financing
  • Multiple terms available
11.99%
APR*
APPLY NOW Personal Loan
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Personal Line of Credit

Easy access to your money, right when you need it!

Features and Benefits

  • Low rates
  • Monthly payment is 2% of the outstanding balance or $25, whichever is greater
  • Payment due on the 15th of each month
  • Can be linked to your Checking account to use as Overdraft Protection
  • No annual fee
14.24%
APR*
APPLY NOW Personal Line of Credit

*Annual Percentage Rate (APR) effective 6/10/23. Rates, terms and conditions are subject to change without notice. The APR range for a Personal Loan is 11.99% to 17.99%. The APR range for a Personal Line of Credit is 14.24% to 17.99% APR will be determined by your credit worthiness. All loans are subject to approval.