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Early Saver Account

early-savers-Landing-Page-Image.jpgTime to Invest in Their Future!

Earn 1.99% APY* with an Early Saver Account 

Get your kids wild about saving! Our Early Saver account is designed to help children save and teach them about money management, and it even transitions them to an "adult" savings account when they turn 18.

  • Earns 1.99% APY on balances up to $500
  • For kids of any age, up to 17
  • No monthly fee or balance requirement
  • Only $5 to open

Anyone can open a child an Early Saver account!

Whether you're a parent, grandparent or godparent, aunt or uncle, or even a friend of a family, you can give the kids in your life something valuable that will grow with them and that truly gives back. Consider opening this account when you're looking for a unique and thoughtful gift! For children under 12, it's easy to sign up by visiting your closest Community Financial Center.  For kids 13 or over, an application can be completed online by clicking "Apply" .


Note: A child can only have one Early Saver account, which serves as their primary savings account. If they already have an Early Saver account, see about opening a Special Share Account.

View Early Saver Rates

Balance Dividend RateAPY*
$0.01 - $500

*Annual Percentage Yield as of Dec. 1, 2016 and any fees could reduce earnings on this account. Annual percentage yields, terms and conditions subject to change without notice. 1.99% APY only available on your primary savings account. Regulation D withdrawal limits apply to all share and money market accounts.


Open a GTE Financial Early Saver Account today!

How to Open an Early Saver Account Online

An Early Saver account will serve as the child’s primary savings account. Anyone can open an Early Saver account for a child! If you’re a friend, Aunt, Uncle, Cousin, Parent – give the special child in your life a head start.

If the child is not a GTE member
  • Apply for GTE Financial Membership for the child by selecting ‘Open Primary Account’.
    • Remember, you are not “Opening an Additional Account” under your name, but instead opening up a new, separate account for the child, so they have their own membership at GTE.
  • If they are 17 years old or younger, the savings account will be an Early Saver automatically.

If the child is a GTE member

If the child is already a GTE member, and if they are 17 years old or younger, they already have an Early Saver account!

If you prefer, you can also visit a location or call us at 813.871.2690 or toll-free at 1.888.871.2690 to apply.

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