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Zero Money Down

100% Financing means $0 down payment for you!

Real 100% Financing...It Does Exist!

Ready to buy a home, but don't have money for a down payment? No problem! GTE offers 100% financing for qualifying borrowers.* Whether you need extra backyard space for your four-legged family member or for that shiny new grill, here is your real chance to open the door to your new home!  

How to get started

Speak to one of our dedicated loan executives by calling 1.888.871.2690 ext. 40407 or apply online using the button below.

APPLY ONLINE

FIND A LOCATION

 

Request a Consultation from one of our Loan Executives

If you have questions regarding a potential purchase or refinance, we're here to help!

CONTACT US

Need Insurance?

We've got you covered! Request a free quote from GTE Insurance in a matter of minutes!

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Features & Benefits

  • First time homebuyers only
  • Purchases for primary residence between $100,000.00 and $510,400.00
  • Can be used in combination with Home Advantage and eligible for Cash Rewards**
  • Private Mortgage Insurance (PMI) required
  • Credit restrictions apply

Rates

As Low As
3.930% APR*
Zero Money Down

An example APR for a 7/1 Year ARM loan is 5.070%. An example monthly mortgage payment of principal and interest is $794. The example quotes are based on a property value of $150,000 and a loan amount of $150,000. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval.

 An example APR for a 30 Year Fixed loan is 5.448%. An example monthly mortgage payment of principal and interest is $840. The example quotes are based on a property value of $150,000 and a loan amount of $150,000. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice.

*Zero down payment is due at closing. Interest rate, and down payment required are based on creditworthiness, amount financed, and ability to repay. Rates can vary based on risk factors which include but are not limited to LTV, credit score, and debt to income ratio. Offer valid on Primary Residence loans only. Property Insurance Required. Payments do not include applicable property taxes, property insurance and mortgage insurance. There are no balloon payments required. Membership eligibility is required. GTE Financial reserves the right to change, modify or terminate this offer at any time and without prior notice.

**Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside of this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.