Cash Academy

*To qualify for the bonus, the primary account holder must log in or create an Everfi account using their first name, last name, email address, and member number at the time of course completion. The required online financial education course must be completed within 30 calendar days of opening a Go Student Checking Account. Bonus is only available for new Go Student Checking Accounts with a debit card. Primary account holder must be between the ages of 13 and 21, with no previous checking account history at GTE Financial. For members under the age of 18, a parent or legal guardian must be listed as a joint owner on the account, and the joint owner must be a GTE Financial member in good standing at the time of account opening. To be eligible, the primary account holder must have either a GTE Financial Early Saver Account or a Regular Share Account. Both the Go Student Checking Account and the savings account must remain open, active, funded with a minimum of $5, and in good standing at the time of payout. Bonus payout of $50 occurs within the first week of the month following the completion of all eligibility requirements into the Go Student Checking Account. If the account is closed before the payout date, the bonus will be forfeited. All eligibility requirements must be completed within 30 days of account opening, and the primary account holder must not have previously received a bonus from this promotion. This promotion is available to both new and existing GTE Financial members. If a new GTE Financial member, $5 member owner share is required.

**Cash and Treat Early Savers Disclosure: Offer valid for new Early Savers members only from 10/27/2025 through 10/31/2025. Eligible accounts include the Early Savers account. A minimum deposit of $25 is required, with $20 deposited into the Early Savers account and $5 deposited into the regular share account to be automatically converted into a Member Owner Share. Accounts must be opened at one of GTE Financials’ Community Financial Centers. New Early Savers Account holders must be 17 or younger, with a parent or guardian listed as a joint owner in good standing.A $25 bonus will be deposited into the Early Savers account on11/07/2025, provided the account maintains a minimum balance of $25 through the deposit date. The account must remain open and in good standing at the time of the bonus payout. Bonus may be reported to the IRS on Form 1099-INT, if applicable. Member is responsible for any applicable taxes.The Early Savers account earns up to 0.05% Annual Percentage Yield (APY) on balances up to $500; 0.00% APY is earned on balances above $500. APY accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Annual Percentage Yields, terms and conditions subject to change without notice. APY is only available on your primary savings account. Rate may change after account opening.This offer cannot be combined with any other offers. All accounts are subject to approval. 

Social Media “Ringling Bros. and Barnum & Bailey Presents The Greatest Show on Earth” Giveaway (1/3/2026)

Date and Time: Starting at 5:00 PM EST on 1/1/2026 and ending at 5:00 PM EST on 1/2/2026

Location: GTE Financial Socia Media Platforms: Facebook and Instagram.

Disclosures

No purchase necessary. Must follow the instructions in the post to be entered into the giveaway. Winners will be selected from the platforms (Facebook and Instagram) in a random drawing from all eligible entries received during the Giveaway Period. The two (2) winners will be contacted via direct messaging (DM) on 1/2/2026. Prize provided by GTE Financial, 711 E. Henderson Ave. Tampa, FL 33602. Official Rules are available at www.gtefinancial.org/cashacademy. You may request an alternative method of entry by sending an email to socialmedia@gtefinancial.org. GTE Financial will never ask you to provide any personal information (such as your password) to enter or win this giveaway. Always be alert and cautious of scammers. This promotion is in no way sponsored, endorsed, administered by, or associated with Facebook or Instagram. Odds of winning depend on the total number of eligible entries received.

Official rules

1. Giveaway Dates
Entry Period: Giveaway begins at 5:00 p.m. EST on 1/1/2026 and ends at 5:00 p.m. EST on 1/2/2025.

2. Sponsor
GTE Financial, 711 E. Henderson Ave., Tampa, FL 33602

3. Eligibility
The giveaway is open to individuals who are 18 years of age or older and legal residents of the United States. To be eligible, participants must follow the GTE Financial page on Facebook (GTE Financial | Tampa FL | Facebook) and/or the GTE Financial page on Instagram (Instagram) and meet the requirements in the post to be entered into the giveaway.

4. Entry Instructions

To enter:

- Follow GTE Financial on Facebook and/or Instagram
- Like the giveaway post
- Tag a friend in the comments

5. Drawing
The winners will be selected from both platforms (Facebook and Instagram) from all eligible entries at the end of the Giveaway Period. A total of two (2) winners will be selected. The odds of winning depend on the number of eligible entries received. The random drawing will be conducted by a representative of GTE Financial’s Marketing Department.

6. Prize
Prize Amount/Description: Four (4) Terrace-Level Tickets for the “Ringling Bros. and Barnum & Bailey Presents The Greatest Show on Earth” show on 1/3/2025 at the Benchmark International Arena at 7:00 PM (per winner).
The prize is provided by GTE Financial.
Sponsor’s decisions are final. Winners are responsible for all applicable taxes (federal, state, and local).

Winners will be notified by direct message on the respective platform. If a potential winner cannot be reached within one (1) hour of the initial notification attempt, an alternate winner may be selected. All winners are subject to eligibility verification and must comply with these Official Rules.

7. Alternate Entry Method
If applicable, participants may request an alternative method of entry by sending an email to socialmedia@gtefinancial.org.

8. General Terms
Winners will be drawn within one (1) hour after the giveaway closing period at GTE Financial Headquarters, 711 E. Henderson Ave., Tampa, FL 33602. Entrants do not need to be present to win.

9. Winner Listing
To request the name(s) of the winner(s), send a self-addressed, stamped envelope to:
GTE Financial, ATTN: Marketing (Social Media Bolts Game Giveaway)
P.O. Box 172599, Tampa, FL 33672-0599

Winner(s) may also be published in GTE Financial marketing materials, including newsletters, website, and social media.

10. Limitation of Liability & Release
Winners authorize GTE Financial to use their name, likeness, and/or statements in promotional materials without compensation. By participating, entrants agree to receive communications from GTE Financial.
GTE Financial and its employees, affiliates, subsidiaries, and agents are not responsible for:

- Technical failures or errors in the entry process
- Lost, late, incomplete, or misdirected entries
- Any injuries, losses, or damages caused by participation or prize use

By entering, all participants agree to abide by these Official Rules and the decisions of GTE Financial, which are final. GTE Financial reserves the right to disqualify any participant or modify the contest if fraudulent activity or other valid reasons are identified.