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Credit Card Payoff Calculator

Credit Card Payoff Calculator

This calculator will help you determine how much it will take to pay off your credit card balances and what steps you may need to take to reach your repayment goals.

Enjoy 0% Intro APR on Balance Transfers to a Go To Mastercard

With our Go To Mastercard, you'll enjoy 0% intro APR for twelve months on all balance transfers made within the first 60 days! Standard APR, based on credit, will apply after the introductory period.*




Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Calculators are not guarantees of credit. Calculators are not guarantees of credit and are provided as tools to aid GTE Financial members in estimating loan payment information. Actual loan details, rates, and other information may differ from what is provided by calculators.


*Annual Percentage Rate (APR) is a promotional rate available on Mastercard Go To Credit Cards. Annual Percentage Rate as of March 11, 2020. 4% Balance Transfer Fee applies. The promotional rate will be based on the creditworthiness of the applicant. The promotional rate ends after 12 billing cycles after which the cardholder will be charged the standard APR. The standard APR will vary with the market based on the Prime Rate.  Standard APRs currently range from 6.74% to 10.74% depending on a member's creditworthiness. 0% Balance Transfer offer is only available to new cardholders that complete the transfer within 60 days of account opening. 4% fee applies to all cash advances, and a 1% fee applies to all foreign transactions.