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Tampa Bay Sports Store Event – exclusive offer: GTE’s first-ever Sports Store Event!

Invitation only for NEW qualified members!

How to qualify:

  1. Open a new checking account by Jan 31, 2026
  2. Set up payroll direct deposit ($500+/month) or make 2 debit card purchases with $1,000+ balance

What you get: 

  1. First 50: FREE Lightning Jersey + FREE Bolts Debit Card!
  2. Others: $135.99 Gift Card + FREE Bolts Debit Card!

Use promo code ‘Bolts24’ when opening your account. Ask about our FREE checking account! Limited spots– learn more now!

LEARN MORE

Choose from our amazing checking accounts, built with you in mind!

Serving Tampa Bay since 1935, with 24 locations and over 30,000 FREE ATMs, we’re a not-for-profit financial institution focused on friendly, member service and giving back to the community! One of the largest credit unions in the nation in terms of membership, over 230,000+ strong, we grow because our members love our focus on innovative virtual services, unique products and returning member value.

JOIN GTE TODAY
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Go Premium with GTE Secure™

A checking account packed with benefits!

Features and Benefits

  • Send money with Zelle®
  • Identity Theft Protection with GTE Secure™ and Cell Phone Protection*
  • Additional Go Full Access checking account(s) for free
  • Debit Advantage®
  • Prescription Drug and Vision Savings
  • Access to over 30,000 fee-free ATMs
  • 24/7 Virtual Banking (Online, Mobile, or Telephone)
  • Mobile Deposit in the GTE Mobile App
  • Unlimited check-writing
  • Account Balance Alerts
  • Direct Deposit
  • GTE Cards App - Secure all of your transactions in real-time
  • Ask about Early Paycheck
  • Eligibility for the Future Change Experience
5.12%
APY*
VIEW DETAILS Go Premium with GTE Secure™
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Go Full Access Checking

FREE Checking. Zero Hassle.

Features and Benefits

  • Send money with Zelle®
  • Access to over 30,000 fee-free ATMs
  • 24/7 Virtual Banking (Online, Mobile, or Telephone)
  • Mobile Deposit in the GTE Mobile App
  • Unlimited check-writing
  • Account Balance Alerts
  • Direct Deposit
  • GTE Cards App - Secure all of your transactions in real-time
  • Ask about Early Paycheck
VIEW DETAILS Go Full Access Checking
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Go Further Checking

A checking account with simple approval qualifications!

Features and Benefits

  • Send money with Zelle®
  • Access to over 30,000 fee-free ATMs
  • 24/7 Virtual Banking (Online, Mobile, or Telephone)
  • Mobile Deposit in the GTE Mobile App
  • Unlimited check-writing
  • Account Balance Alerts
  • Direct Deposit
  • FREE EMV-equipped Debit Card
  • GTE Cards App - Secure all of your transactions in real-time
  • Annual Upgrade Review - if we can get you into an enhanced account after 12 months, we will! 
  • Ask about Early Paycheck
VIEW DETAILS Go Further Checking
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Go Student Checking

A free checking account for 12 to 24 year old students.

Features and Benefits

  • Send money with Zelle®
  • FREE for students ages 12-24
  • 1 waived foreign GTE ATM fee per month¹
  • 1 waived Non-Sufficient Funds fee per month²
  • Access to over 30,000 fee-free ATMs
  • 24/7 Virtual Banking (Online, Mobile, or Telephone)
  • Mobile Deposit in the GTE Mobile App
  • Unlimited check-writing
  • Account Balance Alerts
  • Direct Deposit
  • GTE Cards App - Secure all of your transactions in real-time
  • Ask about Early Paycheck
  • Check out Student Perks
VIEW DETAILS Go Student Checking
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Private Bank Checking

A holistic approach to offer you tailored solutions for your wealth management.

Features and Benefits

  • Send money with Zelle®
  • No Monthly Fee
  • Complimentary Checks
  • Complimentary Cashier’s Checks
  • Waived Wire Charges
  • Waived Overdraft Protection Charges⁴
  • Identity Theft Protection
  • Cell Phone Protection
  • Waived Business Checking Fee for Dual Relationship⁶
  • Eligibility for the Future Change Experience 
5.12%
APY*
VIEW DETAILS Private Bank Checking

Design Your Own Card

Bring your favorite memory with you wherever you go when you design your own card! With My Card Creation you can design the face of your debit card.

*Annual Percentage Yield accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening. Dividends earned on balances up to $2,000 when monthly requirements are met; enroll in eStatements, deposit $500 or more into your account each month, and complete at least 15 combined debit and/or credit transactions.