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NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF WILL NOT INCREASE YOUR CHANCES OF WINNING.

1. Sponsor: The GTE Financial $500 Digital Banking Sweepstakes is sponsored by GTE Financial Credit Union, located at 711 E Henderson Ave, Tampa, FL 33602.

2. Sweepstakes Period: The Sweepstakes begins on 04/14/2025 at 12:00 AM EST and ends on 05/31/2025 at 11:59 PM EST.

3. Eligibility: GTE Financial $500 Digital Banking Sweepstakes is open only to legal residents of Florida who are at least 18 years old at the time of entry. This Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited.

4. How to Enter: Eligible participants will automatically receive one entry into the Sweepstakes when they complete at least one of the following qualifying checking utilization actions during the Sweepstakes period: Add a GTE Debit Card to their personal mobile wallet (Apple, Samsung, or Google Pay), or use Zelle, Bill Pay, or Remote Deposit through GTE Financial’s online or mobile banking. Existing GTE Financial members must complete one of the above qualifying actions during the Sweepstakes period for automatic entry. Prior use of these services before the start of the Sweepstakes period does not qualify for automatic entry.

5. Alternative Method of Entry (AMOE): To enter without utilizing GTE checking features, participants may submit a handwritten 3"x 5" card with their full name, mailing address (no P.O. Boxes), phone number, email address, and the phrase "GTE Financial $500 Sweepstakes Entry" to: GTE Financial Marketing Department, Attn: Sweepstakes Entry, 711 E Henderson Ave, Tampa, FL 33602. Mail-in entries must be postmarked by 05/31/2025 and received no later than 06/3/2025 to be considered. Limit of one entry per person during the Sweepstakes period, regardless of method of entry.

6. Prize: One prize will be awarded for the entire Sweepstakes period: Cash equivalent to $500. Valued at $500. The prize is non-transferable, and no substitution will be made except as provided herein at the Sponsor’s sole discretion. The winner is responsible for all taxes and fees associated with prize and/or use. Odds of winning may vary based on the number of entries received. 

7. Agreement to Official Rules: Participation in this Sweepstakes constitutes the entrant’s full and unconditional agreement to these Official Rules and to the Sponsor's decisions, which are final and binding in all matters related to this Sweepstakes. Winning a prize is contingent upon fulfilling all requirements set forth herein.

8. Winner Determination: A winner will be determined by a random drawing on or about June 5, 2025. The random drawing will be conducted by a minimum of: (1) member of marketing department, (1) member of compliance department, and will be recorded. Sponsor’s decision regarding the winner of the Sweepstakes will be final. Sponsor will notify the potential winner via phone call or email (as applicable) and will provide further instructions to claim his/her prize. Each potential winner will be required to verify his/her email address or phone number and provide their full name and mailing address (no P.O. Boxes) information for prize fulfillment purposes in order to claim his/her prize. If a potential winner cannot be contacted, fails to provide any requested information, does not comply with the Official Rules, or the prize is returned as undeliverable, the potential winner forfeits the prize. If a potential winner is disqualified for any reason, the prize may be awarded to a runner-up, if any, at the Sponsor’s sole discretion. Up to three (3) alternate winners may be determined, after which the applicable prize will remain un-awarded. To receive the prize, the winner must be a current GTE Financial member enrolled in eStatements, having all accounts in good standing, and not having caused a loss to the credit union. The winner must also have an open GTE Savings Account to receive the award. If the selected winner cannot be reached or does not meet eligibility requirements within three business days, the prize will be forfeited.

9. General Conditions: Acceptance of any prize shall constitute and signify the winner’s agreement and consent that Sponsor and its designees may use the winner’s name, city, state, likeness, and/or prize information in connection with this Sweepstakes for promotional, advertising, or other purposes, worldwide, in any and all media now known or hereafter devised, including the Internet, without limitation and without further payment, notification, permission or other consideration, except where prohibited by law. Without limiting the generality of these Official Rules, the winner shall irrevocably grant, transfer, convey and assign to Sponsor the entirety of his/her rights and all renewals and extensions of copyright, and the right to secure copyright registrations thereto in perpetuity including, without limitation. Sponsor shall not incur any liability to the extent Sponsor chooses to refrain from exercising its rights hereunder. The winner will indemnify GTE Financial against all claims, damages, liabilities, and expenses (including reasonable counsel fees and legal expenses) arising out of any breach of these terms. Sponsor reserves the right to cancel, suspend and/or modify this Sweepstakes, or any part of it, if any fraud, technical failures, human error, unforeseen circumstances that are outside of Sponsor’s control or any other factor impairs the integrity or proper functioning of this Sweepstakes, as determined by Sponsor in its sole discretion. Sponsor, in its sole discretion, reserves the right to disqualify any individual it finds to be tampering with the operation of this Sweepstakes or to be acting in violation of the Official Rules of this or any other promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of this Contest may be a violation of criminal and civil law, and should such an attempt be made, Sponsor reserves the right to seek damages and other remedies (including attorneys’ fees) from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.

10. Limitations of Liability: Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by entrant, printing, typographical or other errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software, or lost, interrupted or unavailable network, server, Internet Service Provider (ISP), website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions; (3) unauthorized human intervention in any part of the Contest; (4) other errors or problems of any kind relating to or in connection with the Promotion, whether printing, typographical, technical, computer, network, mechanical, human error or otherwise, which may occur in the administration of the Sweepstakes, the uploading or processing of entries, the announcement of the prizes or in any promotion-related materials; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in this Sweepstakes or receipt or use or misuse of any prize. By participating in the Sweepstakes, you agree to release and hold Released Parties harmless from all alleged, existing, or future actions, claims, and/or liabilities of whatever nature including, but not limited to, personal injury, bodily injury (including, without limitation, wrongful death and disability), property damage, and expense (including, without limitation, reasonable attorneys’ fees) and loss or damage of any other kind, relating to or arising from, in whole or in part, directly or indirectly, (a) your participation, or inability to participate, in the Sweepstakes, or any Sweepstakes-related or prize-related activity; (b) the use by Released Parties (including modification, adaptation, and reproduction) of entry materials during or after the Sweepstakes; (c) the delivery, acceptance, possession, redemption, use, misuse, loss, or misdirection of the prize; and (d) any other claim or cause of action you may have against any Released Party.

11. Disputes: Except where prohibited, the entrant agrees that: (1) any and all disputes, claims, and causes of action arising out of or connected with this Sweepstakes shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Middle District of Florida located in Tampa Florida; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Sweepstakes, and in no event will entrant be permitted to obtain attorneys’ fees or other legal costs; and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.

12. Privacy Policy: Any personal information collected for this Sweepstakes will be used solely for the administration of this Sweepstakes and will not be shared, except as necessary to fulfill prize delivery. Entrant is subject to Sponsor’s Privacy Policy https://www.gtefinancial.org/education/privacy-security/privacy-policy.