Man pushing woman through new house in moving box

Home Loans

GTE Financial offers a variety of home loan solutions in Florida!

Buying a home is a BIG deal! Fortunately, it doesn't need to be a BIG pain. We have a number of loan options and resources to help you through the entire process. On top of that, our rates and fees are some of the lowest that you'll find in the Tampa Bay area!

View GTE's great rates or choose one of the options below to get started!




Already have a Home Loan Application started?



GTE Financial Home Loan Executives

Meet our Loan Executives

We're basically home loan ninjas. Highly trained and ready to help!




Not Sure Where to Start?

We can help!

Our HomeAdvantage Program is the perfect first step. Plus, you'll earn mega cash rewards after closing on your new home purchase!

Learn More



Are You Considering Refinancing Your Current Home?

GTE Financial also offers home loan refinancing. 

Find out how much we can save you!



Do you like options? We've got 'em! Homeownership is the goal, and we have plenty of loan options to get you there. Here are just a few of the home loan products that can help open the door to your new home!

Popular Home Loan Products

  • Zero Money Down

    100% Financing means $0 down payment for you!

    Features and Benefits

    • First time homebuyers only
    • Purchases for primary residence between $100,000.00 and $510,400.00
    • Can be used in combination with Home Advantage and eligible for Cash Rewards**
    • Private Mortgage Insurance (PMI) required
    • Credit restrictions apply
    As Low As
    3.930% APR*
    View Details for Zero Money Down
  • 30 Year Fixed Home Loan

    GTE Financial offers several Fixed Rate home loan solutions to fit your life!

    Features and Benefits

    • As little as 5% down - that's 95% Loan-to-Value
    • Fixed rate for the length of your loan
    • Great option if:
      • You plan on staying in the home long-term
      • You don't expect your income to increase significantly in the coming years
  • 5/5 ARM

    Your interest rate will stay the same for the first 5 years of the loan.

    Features and Benefits

    • Lower rate versus a Fixed Rate loan
    • Rate stays the same for the first 5 years of the loan and adjusts every 5 years
    • Great option to increase your buying power
    • For loan amounts under $1,250,001.00
    As Low As
    2.930% APR*
    View Details for 5/5 ARM

Need Help Saving for a Down Payment?

Check out our Home Loan Savings Account!

Every time you add money to your savings account you are working towards a milestone, getting you closer to saving $4,000 towards your new home! Each time you reach the next saving milestone, you'll receive credit towards your upcoming purchase.



Calculator on desk

How Much Can You Afford

Use our handy-dandy home loan calculator to find the perfect balance between your dreams and your wallet!



Request a Consultation from one of our Loan Executives

If you have questions regarding a potential purchase or refinance, we're here to help! Just drop us a line using the form below and a GTE Financial Loan Executive will contact you soon.

Are you considering a new purchase or a refinance?
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