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Home Loans

GTE offers a wide variety of home loan options and low rates to fit your needs!

Ready to purchase a home?

Explore GTE's wide variety of home loan solutions

Buying a home is a BIG deal! Fortunately, it doesn't need to be a BIG pain. We have a number of loan options and resources to help you through the entire process. On top of that, our rates and fees are some of the lowest that you'll find in the Tampa Bay area.

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Click here to log in to a previously started home loan application.


Home Loan Resources

If you have questions regarding a potential purchase or refinance, we're here to help!



Call a GTE Home Loan Executive
813-871-2690 x40407


Schedule an Appointment at a CFC

Schedule Now

Thinking of Refinancing Your Current Home?

GTE Financial offers home loan refinancing. Find out how much you could save!


Popular Home Loan Products

Homeownership is the goal, and we have plenty of loan options to get you there. Here are just a few of the home loan products GTE Financial can offer.

  • Zero Money Down

    Buy a home with no money out of pocket.

    Features and Benefits

    • Open to first-time homebuyers and non-first-time homebuyers (must be primary residence)
    • No income limits on these loan options
    • Fixed rate mortgages with competitive rates
  • Vacant Land Loan

    A great option for home sites in Florida at or under 10 acres.

    Features and Benefits

    • Buy a piece of land to build your future dream home
    • Must be building a future single-family primary residence
    • Competitive interest rate
  • Construction Loan

    Build your dream home!

    Features and Benefits

    • Avoid having to wait for your home to come available and build your dream home
    • One time closing that can refinance after construction
    • Low interest rate that is interest only payment during the construction time
    • Builders must be approved but all builders can be reviewed
  • Fixed Jumbo

    Increase your purchasing power for loan amounts $647,201 up to $1,250,000.

    Features and Benefits

    • Ability to purchase or refinance a home with a loan amount larger than $647,201
    • Let’s members lock in a great interest rate 
    • Members can borrow more money at the low interest rates and keep the cash in their hands
    • Gives members the ability to refinance their Jumbo loans or take cash out for other home improvements projects, debt consolidation or investing



Home Buying Assistance

Talk with a GTE Loan Executive

If you have questions regarding a potential purchase or refinance, we're here to help! Just drop us a line using the form below and a GTE Loan Executive will contact you soon.

Not sure where to start?

Our HomeAdvantage Program is the perfect first step. Plus, you'll earn mega cash rewards after closing on your new home purchase!

Learn More

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*The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance, payment obligation may be greater. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice.