Home Loans

Home Loans

GTE offers a wide variety of home loan options and low rates to fit your needs!

Ready to purchase a home?

Explore GTE's wide variety of home loan solutions

Buying a home is a BIG deal! Fortunately, it doesn't need to be a BIG pain. We have a number of loan options and resources to help you through the entire process. On top of that, our rates and fees are some of the lowest that you'll find in the Tampa Bay area.

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Home Loan Resources

If you have questions regarding a potential purchase or refinance, we're here to help!

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Down Payment Assistance

GTE Financial offers home loan options covering all closing costs and prepaid items, a popular option with no upfront expenses for borrowers. Click below to see if you are eligible for GTE's in-house down payment assistance loan!

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Call a GTE Home Loan Executive

813-871-2690 x40407

Thinking of Refinancing Your Current Home?

GTE Financial offers home loan refinancing. Find out how much you could save!

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Popular Home Loan Products

Homeownership is the goal, and we have plenty of loan options to get you there. Here are just a few of the home loan products GTE Financial can offer.

Zero Money Down

Buy a home with no money out of pocket.

Features and Benefits

  • Open to first-time homebuyers and non-first-time homebuyers (must be primary residence)
  • No income limits on these loan options
  • Down Payment Assistance
  • Fixed rate mortgages with competitive rates
VIEW DETAILS Zero Money Down

Jumbo Loans

Increase your purchasing power for loan amounts $726,201 up to $1,500,000.

Features and Benefits

  • Ability to purchase or refinance a home with a loan amount larger than $726,201
  • Members can borrow more money at the low interest rates and keep the cash in their hands
  • Gives members the ability to refinance their Jumbo loans or take cash out for other home improvements projects, debt consolidation or investing
  • Fixed rate and ARM options available
VIEW DETAILS Jumbo Loans

Medical Professional Home Loans

Special home loans for medical and dental professionals from GTE Financial.

Features and Benefits

  • No mortgage insurance
  • Purchase only
  • Up to a maximum of loan to value of 100%
  • Up to a maximum loan amount of $850K
  • Student debt is excluded for any eligible professional with 12 months deferment or forbearance
  • Employment may begin up to 90 days after closing
VIEW DETAILS Medical Professional Home Loans

Construction Loan

Build your dream home!

Features and Benefits

  • Avoid having to wait for your home to become available - build your dream home
  • One time closing that can refinance after construction
  • Low interest rate that is interest only payment during the construction time
VIEW DETAILS Construction Loan

Vacant Land Loan

A great option for home sites in Florida at or under 10 acres.

Features and Benefits

  • Buy a piece of land to build your future dream home
  • Must be building a future single-family primary residence
  • Competitive interest rate
VIEW DETAILS Vacant Land Loan

Looking To Use Your Home's Equity?

Learn how to unlock your home's equity to make the most of your money.

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Home Buying Assistance

Talk with a GTE Loan Executive

If you have questions regarding a potential purchase or refinance, we're here to help! Simply fill out the contact form and a GTE Loan Executive will contact you soon.

Not sure where to start?

Our HomeAdvantage Program is the perfect first step. Plus, you'll earn mega cash rewards after closing on your new home purchase!

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