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Skip-A-Pay allows you to enjoy more of your money, so you can do more of the things that YOU want to do! For a low, one-time payment of $35.00, eligible members can skip their loan payment during the month of their choice and get back to more of what life has to offer!
To see if any of your loans qualify, click on the button below and login to online banking - or locate the Everything Else tab in the banner near the top of your online banking homepage, select Rewards, and select Skip A Pay. Just click “accept”, and follow the prompt to pay via your GTE checking or savings account, and your next payment will be skipped. It’s that simple!
Skip-A-Payment is offered on qualifying loans only one time per 12 calendar months. If a member has multiple qualifying loans, they may skip each loan at different times. Interest will continue to accrue on the loan balance (including the skipped payment). As a result, (a) you will be required to pay more interest during the loan term; (b) you will be required to make more periodic payments on the loan until the loan balance and all interest and fees thereon are paid in full; and (c) the expected loan term will be extended. This extension in no way otherwise alters the original terms and conditions of the loan contract as previously disclosed to the borrower(s). Interest will continue to accrue on the unpaid balance of the loan at the agreed rate. If you elected GAP coverage, claim coverage does not extend to the amount of the payment(s) deferred. In addition, the coverage will not be extended beyond the original maturity date. It is your responsibility as the member to stop or suspend any recurring automatic payment(s) that were previously established with a financial institution or vendor other than GTE Financial, and you agree to pay any fees incurred by stopping the automatic payment(s). If your loan is set up on a recurring draft that is established with GTE Financial, the payment must be skipped no less than 3 business days prior to the payment date for the loan to allow GTE Financial reasonable time to stop payment from processing. For questions please contact us at 813.871.2690 or toll-free at 1.888.871.2690.