Personal Loans & Personal Lines of Credit
Get access to the funds you need.
With a GTE Personal Loan or Personal Line of Credit, you could get access to the funds you need. Both options are great for things like special events, trip expenses, unexpected personal expenses or consolidating high-interest debt.
You can also easily make a payment online, or learn more about our Skip-A-Pay program.
Apply online in minutes or visit a Community Financial Center to get started.
GTE Instant Cash
Are you an existing GTE member in need of a short-term loan?
We now offer a fair and financially responsible way to borrow smaller amounts of money with short payback periods. GTE Instant Cash is designed to protect you from high interest rates.
Personal Loan
GTE offers great low-rate personal loans!
Personal loans are great to finance special things in life, consolidate debt, or cover an unexpected event
Features and benefits:
- Low fixed rates
- No origination fees
- Simple and quick application
- Only requires your signature for financing
- Multiple terms
15.99%* APR
Personal Line of Credit
Easy access to your money, right when you need it!
Features and benefits:
- Low rates
- Monthly payment is 2% of the outstanding balance or $25, whichever is greater
- Payment due on the 15th of each month
- Can be linked to your Checking account to use as Overdraft Protection
- No annual fee
15.99%* APR
*Annual Percentage Rate (APR) effective 9/16/2026. Rates, terms and conditions are subject to change without notice. The APR range for a Personal Loan is 15.99% to 17.99%. The APR range for a Personal Line of Credit is 15.99% to 17.99% APR will be determined by your credit worthiness. All loans are subject to approval.