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Auto Financing

Easy Pre-Approval | Protection & Warranty | Great Rates You'll Love

Limited Time Offer from TrueCar® Offer

Save on your Auto Loan!

When you purchase a new or used car via TrueCar®, and finance with GTE Financial, you will receive 0.25%** off your auto loan!

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Ready for a New Ride!

GTE's options and fast approval process provides you with a hassle-free buying experience. Whether you are buying a new or used vehicle, or even refinancing one you already own, GTE has great rates on an auto loans with your choice of financing options. Our services don't end there. Besides our easy online application, you can insure and protect your vehicle with affordable add-ons like GAP Coverage and  Mechanical Breakdown Protection and save even more when you sign up for autopay and GoPoints!

  • Autopay 0.25% discount
  • Go Points rate reduction
  • Depreciation protection

What Do You Want to Do Today?

Find New & Used Rides

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Refinance My Vehicle

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Current Auto Rates

New Auto

As Low As
2.49%
APR*
Learn More New Auto

Used Auto

As Low As
2.74%
APR*
Learn More Used Auto

Add On Products

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Mechanical Breakdown

Insure your auto from expensive vehicle repairs with Route 66 and their top-of-the-line extended warranty plans.

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GAP Protection

What if your car has damage or theft? GTE's GAP covers the difference if your loan is greater that your car's current value.

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Auto Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed.

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Payment Calculator


*APR = Annual Percentage Rate. As of 9/1/21. APR based on payment method, creditworthiness, loan terms and collateral. Rates, terms and conditions are subject to change. New Auto is defined as current model year or previous model year with less than 10,000 miles. Used Auto is defined as being older than 2 model years or over 10,000 miles. 2.49% APR limited to 75 month term for new autos and 2.74% APR limited to 75 month term used autos. Low as rate includes .25% discount for ACH payments and .25% discount paid for with Go Points. Auto rate does not apply to vehicles older than 8 model years. Qualifying vehicle loans with a balance $50,000 and greater than are subject to a .50% higher rate. Qualifying vehicle loans with a balance $75,000 and greater are subject to a .75% higher rate. Qualifying vehicle loans with a balance $100,000 and greater are subject to a 1.00% higher rate. Based on a minimum loan of $5,000 with a term of 48 months, and APR of 2.99%, which includes ACH and Go Points discounts and no down payment would have an estimated monthly payment of $111.20 compared to a minimum loan of $5,000 with a term of 48 months, and APR of 3.49% and no down payment, and no ACH or Go Points discounts would have an estimated monthly payment of $112.30. All examples are hypothetical and are for illustrative purposes only. Your payment amount will differ based on a variety of factors, including when your first payment is due.

** The 0.25% is off a new auto loan using GTE Financial and will be taken off until the APR reaches GTE floor rate of 1.99%. APR = Annual Percentage Rate. As of 9/1/21. APR based on payment method, creditworthiness, loan terms and collateral. Rates, terms and conditions are subject to change. New Auto is defined as current model year or previous model year with less than 10,000 miles. Used Auto is defined as being older than 2 model years or over 10,000 miles. 2.49% APR limited to 75 month term for new autos and 2.74% APR limited to 75 month term used autos. Low as rate includes .25% discount for ACH payments and .25% discount paid for with Go Points. Auto rate does not apply to vehicles older than 8 model years. Qualifying vehicle loans with a balance $50,000 and greater than are subject to a .50% higher rate. Qualifying vehicle loans with a balance $75,000 and greater are subject to a .75% higher rate. Qualifying vehicle loans with a balance $100,000 and greater are subject to a 1.00% higher rate. Based on a minimum loan of $5,000 with a term of 48 months, and APR of 2.99%, which includes ACH and Go Points discounts and no down payment would have an estimated monthly payment of $111.20 compared to a minimum loan of $5,000 with a term of 48 months, and APR of 3.49% and no down payment, and no ACH or Go Points discounts would have an estimated monthly payment of $112.30. All examples are hypothetical and are for illustrative purposes only. Your payment amount will differ based on a variety of factors, including when your first payment is due.