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Auto financing

Easy application with great rates you'll love

Ready for a new auto!

Whether you are buying a new or used vehicle, refinancing one you already own, or purchasing a motorcycle, boat, or RV,
GTE has great rates on vehicle loans with your choice of financing options. Plus, save even more when you sign up for autopay and GoPoints!

Not a member yet? Join today!

What do you want to do today?

Get a loan

Find new & used auto

Refinance my vehicle

Current auto rates

New Auto

As Low As
4.99%
APR*
APPLY NOW New Auto

Used Auto

As Low As
5.49%
APR*
APPLY NOW Used Auto

We're excited to launch a new service for eligible Auto Loan Members**, GTE Payment Reset, giving you greater control over your financial future.

With GTE Payment Reset, auto loan members can, in just a few clicks, view options to lower their car payment by adjusting their loan term.** Take control of your finances! GTE Payment Reset allows you to update your loan instantly-all online and fully self-service. With customizable options at your fingertips, you can easily find the loan option that best suits your goals.

Log into Online Banking and see if you are eligible.

Find your new or used vehicle with TrueCar! Our partnership with TrueCar® helps save time and money on your new or pre-owned vehicle.

Shop at your convenience and obtain fair pricing before ever stepping foot on the lot. Coupled with GTE's fast and easy financing, it's a combination that can't be beat.

Add on products

GAP Protection

What if your car has damage or theft? GTE's GAP covers the difference if your loan is greater that your car's current value.

Mechanical Breakdown Protection

Insure your auto from expensive vehicle repairs with Route 66 and their top-of-the-line extended warranty plans.

Auto Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed.


More great vehicle products

Motorcycle, Boat & RV Loans

As Low As
7.74%
APR*
APPY NOW Motorcycle, Boat & RV Loans

Classic Car Loan

As Low As
7.74%
APR*
APPY NOW Classic Car Loan

Payment calculator


All loans subject to approval.

*APR = Annual Percentage Rate. Rates are accurate as of 9/16/2026. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Eligibility and Membership in GTE Financial required. Rates subject to change at any time. All loans are subject to approval. The APR stated is an estimate and is intended for informational use only. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. The advertised low as rate includes a .25% rate discount when loan is enrolled in recurring automatic payments.

**All loans are subject to approval. Additional terms and conditions may apply.