student perks

Get Rewarded

with Student Perks 

Check out all the Go Points Student Perks that come with your GTE Checking!

1) Open a Go Student Checking Account and get $50 on us with Level Up

As a student, we know you have a lot on your plate! GTE can help you save more, earn more, and manage your account with ease. Whether it be our Top-Rated Mobile App, 30,000+ FREE ATMs, Direct Deposit with Early Pay, convenient locations, and Instantly Easy Online Banking features, we’ve got your back!

But that’s not all! 

Earn cash back with Go Points! GTE offers a FREE rewards program to members 16 and up. It’s called Go Points. Typically, you rack up points with a GTE Credit Card, but GTE also offers Go Points for Student Perks that you can redeem for cash back and more! 

2) $20 - Good Grades Incentive1

  • Get paid for your academic dedication!
  • Earn $20 in FREE Go Points (2,000 Points) each semester by submitting your grades in Spring and Summer.
    • High School or Home-Schooled students must have all A’s and B’s and be 16 or older.
    • College Undergraduate students must have all A’s and B’s, have a 3.0 GPA or higher and be enrolled full time. 
  • Submission deadlines are Spring (July 31) and Fall (February 28). 

3) Up to $50 - High School Graduation Incentive2

  • We want to celebrate YOU and your High School graduation! 
  • Get $20 in FREE Go Points (2,000 Points) by submitting your transcript or diploma by July 31.
  • Plus, get $30 when you Upgrade to a New Go Premium Checking Account3,6
    • For your next step in life, learn more about our BEST checking account, GTE Go Premium Checking with GTE Secure. Unfortunately, fraud is a reality. Get identity theft protection, credit monitoring, free credit reports, cell phone protection and other big benefits for just $4.95 per month—less than a cup of coffee or food delivery. This is an adult account, for today’s crazy world.
    • As a special benefit, receive $30 in FREE Go Points (3,000 Points) when you move from a Go Student checking account to a new Go Premium checking account! That’s $5 in FREE Go Points (500 Points) that will be awarded every 1st of the month, for 6 months. Offer is limited to 1 account per member. Account must remain open and in good standing.

4) Up to $43 - 18th Birthday Incentive4

  • HAPPY BIRTHDAY! Receive up to $43 in FREE Go Points (4,300 Points).
  • Turning 18? Get $18 in FREE Go Points (1,800 Points) automatically, based on your bday on record. 
  • Plus, learn more about $25 in FREE Go Points (2,500 Points) with a GTE Credit Card!
    • Grab your parent or a trusted adult in your life and learn more together about our secure Credit Card options, including the Go Forward Credit Card—specifically created as a first-time card to get you started with managing credit and building credit safely. 
    • Then, receive an additional $25 in Go Points (2,500 Points) for opening up a GTE Credit Card within 1 year of turning 18.
  • Our Credit Builder 101 web page and Learning Programs can help you learn more about these fantastic services—all from the comfort of your couch.

5) $50 - 13th Birthday Incentive5

Learn more about managing money, on your time!

  • Don’t forget, when you turn 13, you can earn $50 on us with GTE’s award-winning Level Up Program! Learn more about savings, personal finances and managing your accounts, all online

Not only does it pay to bank with GTE Financial, we also offer a host of FREE financial education for the young adult looking to get their finances set-up and running smooth, to online learning tools built for the whole family. Plus, we even have video tutorials for top banking tips! 

Rack up Rewards with Go Points!

All ‘Student Perk’ Program offer(s) are valid for Florida Members Only. Membership requires a $5 minimum deposit in a Member Owner Share Savings Account. To qualify for Student Perk incentives, the member must be between 16 and 25 years old with a Go Student, Go Premium with GTE Secure, Go Full Access, or Go Further checking account in good standing, with an activated Go Points account. In order to receive applicable Go Points, the member must activate their Go Points account in Online Banking; earned point incentives will then be awarded directly to the Go Points account. See Go Points Terms and Conditions. See Level Up Terms and Conditions. All dates within this disclosure represent the current calendar year. GTE Financial reserves the right to change, decline or end Student Perk offer(s) at any time without notice. Offer(s) cannot be combined unless explicitly noted. Federally Insured by NCUA.

1 For the Good Grades Incentive, offer is valid for Spring semester submissions between 6/1 and 7/31 and Fall semester submissions between 01/31 and 02/28. Valid proof of good grades is required. Must be A's and B's for high schoolers and home-schooled students; College Undergraduate students must have all A’s and B’s, above a 3.0 GPA and be enrolled full time, which is equivalent to 12 credit hours per semester, to obtain offer. Transcripts and report cards must be submitted via the official form on and must be approved by GTE Financial. For eligible members, 2,000 Go Points will be awarded by 8/31 for the Spring semester and 3/31 for the Fall semester, for an annual maximum total of 4,000 Go Points. 

2 For the High School Graduation Incentive, valid proof of high school graduation must be submitted via the official form on by 7/31. Transcripts, report cards, and diploma of the student must be approved by GTE Financial. For qualifying members, 2,000 Go Points will be deposited by 8/31.

3 Upgrade from a Go Student checking account to a Go Premium with GTE Secure checking account and receive a total of 3,000 Go Points (equivalent to 6 months of the $4.95 Go Premium checking cost) to be awarded monthly in 500 Go Points increments, for up to 6 months. Points will be awarded the 1st of each month and will start the month following qualification. Offer is only eligible on one account per member. Account must remain open and in good standing to receive Go Points.

4 For the 18th Birthday incentive, receive 1,800 Go Points, to be awarded within 30 days of the member’s 18th birthday on record. If the member opens a GTE Financial Credit Card (excluding Business) within 1 year of their 18th birthday, they will receive 2,500 Go Points, to be awarded within 30 days of the Credit Card being approved and funded. 

5 For the 13th Birthday incentive, click here for full terms and conditions for the $50 Level Up Incentive.

Go Premium Checking account fees are applied monthly. To qualify for monthly dividends, account holder must be enrolled in eStatements, deposit $500 from a non-GTE account, and complete 15 combined GTE debit and/or credit card transactions in the previous month (cash advance and balances transfers excluded). Annual Percentage Yield is accurate as of the last dividend declaration date. Tiered rates are as follows: 3.04%APY up to $2,000; 0.00%APY over $2,000. Any fees could reduce earnings on this account. Rate may change after account opening. Go Premium benefits coverage and exclusions can be found in the guide to benefits. Coverage is provided through the company listed in the guide to benefits. Credit file monitoring from Experian and TransUnion will take several days following enrollment and activation. Registration/activation is required. Benefits are not insurance. Insurance products are not insured by NCUA or any Federal Agency; not a deposit of or guaranteed by the credit union or credit union affiliates.

All loans are subject to approval.