Vehicle Refinance

Refi your current auto loan from another lender

Refinance Your Vehicle

How much could you be saving per month by refinancing your auto with GTE Financial? Refinancing your auto loan from another lender with GTE Financial may help you lower your interest rate, decrease your monthly payment, or pay off your car loan sooner.

Limited Time Offer

Get a $100 Bonus!*

You can get $100* back when you refinance your external auto, RV, or boat loan with GTE Financial! Visit a GTE Community Financial Center or apply online using the promo code REFI100. To qualify for the $100 incentive, the vehicle must currently be financed with another lender (not GTE Financial) and the minimum loan amount must be $10,000 or greater.

Why Refinance Your Current Loan

  • GTE's low interest rates

  • Lower monthly car payments

  • Better credit score since original financing

Refinance Process

Step 1

Review Your Current Loan

Current loan payoff?

Penalties or fees for early termination?

Step 2

Gather Pertinent Loan Documents

Vehicle Identification Number (VIN)

Exact mileage

Vehicle registration

14-day payoff amount

Lender's name & phone

Loan number


Step 3

GTE Quick Application

Fill out GTE's online application.

If approved, GTE will guide you through the process of existing loan payoff and transfer of title.

Add-On Products

Mechanical Breakdown

Insure your auto from expensive vehicle repairs with Route 66 and their top-of-the-line extended warranty plans.

GAP Protection

What if your car has damage or theft? GTE's GAP covers the difference if your loan is greater that your car's current value.

Auto Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed.

*Loan must be applied for and funded by August 31, 2022. Offer not eligible for loans already financed with GTE Financial. Loan must be at least $10,000 to qualify for the $100 incentive. Loan approval, APR, and down payment required are based on the payment method, creditworthiness, collateral, and ability to repay. Rates, terms, and conditions are subject to change. Multiple incentive offers cannot be used on the same loan.