Refinance Your Home Loan

Home Loan Refinance

Lower your monthly payment, pay off your loan faster, or use your home's equity!

Thinking of refinancing?

With todays historic low rates, now is the perfect time to refinance your home loan! There are endless benefits to refinancing and here are just a few:

  • Lower your payment: Today's rates may be much lower than your current rate. Contact a GTE Financial Loan Executive to see how much you could save!
  • Use your home equity the way you want: Consolidate debt, make home improvements, or even take a vacation! The possibilities are endless. It's your equity to use how you want!
  • Pay off your home loan faster: With a lower rate you may be able to switch to a 20 or 15 year term without a major payment increase. That means you could pay off your home loan sooner. 
  • Lower your interest rate: Take advantage of the historic low rates.

Refinance Resources


Ready to refinance?

We have a number of loan options and resources to help you through the entire process. On top of that, our rates and fees are some of the lowest in the Tampa Bay area.


Click here to log in to a previously started home loan application.

Talk with a GTE Loan Executive

If you have questions regarding a potential refinance, we're here to help! Just drop us a line using the form below and a GTE Financial Loan Executive will contact you soon.

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Limited Time - $500 Closing Cost Credit*

Make homeownership more affordable! Eligible mortgages include purchase and refinance applications originated by November 30, 2021 and closed before December 31, 2021.

Learn More

*The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance, payment obligation may be greater. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice.

Receive $500 towards borrower’s closing costs in accordance with the loan program selected and that program’s eligibility requirements. Member pays for all other fees and services. Eligible for the first 400 mortgages including purchase and refinance applications originated on or after July 1st, 2021 and closed before October 31, 2021. Not valid for existing application(s) prior to July 1st, 2021, or home equity products. Offer may not be combined with any other offers or discounts unless otherwise noted. Limit one (1) per loan transaction. Lender credit will only be given for originated loans. Certain conditions apply. Offer may be withdrawn at any time. | Federally Insured by NCUA.