General FAQs

Your Money Is Well Protected

Federally Insured By NCUA

Enjoy Peace Of Mind When You Bank With GTE

Since 1935, GTE Financial has provided our members with safe, secure banking. As a not-for-profit credit union, we have offered a safe harbor that consumers have counted on for nearly 90 years, protecting members from predatory lending and providing a safe place to save money. Federally insured credit union members have never lost a penny of insured savings. Funds deposited at GTE are covered by the National Credit Union Share Insurance Fund (NCUSIF). Read the FAQ's below to learn more.

Yes. Member Deposits are insured by the NCUA up to $250,000. also provides a Share Insurance Estimator online that members can access for additional information.

You can add a joint and beneficiaries. Use the Share Insurance Estimator to determine how adding these ownership categories can increase your coverage.

The NCUA is a federal agency to regulate credit unions and insure your funds. It guarantees up to $250,000 per person, per institution, per ownership category.


Click here to download the NCUA brochure 'How Your Accounts Are Federally Insured.'

The National Credit Union Administration (NCUA) insures deposits at federally insured credit unions. The Federal Deposit Insurance Corporation (FDIC) insures deposits at federally insured banks. They are both federal agencies that insure deposit accounts up to $250,000 per individual depositor.

Members can be assured, insurance coverage up to $250,000 at GTE Financial will not go away. In addition, communication with our members is a top priority. Important updates will always be shared, so you are kept in the loop.

Of course. GTE Financial was founded in 1935, and even during historic economic downturns, your credit union remained a safe and sound place to bank. We have never received bailout money from the government, and we are in a strong financial position. Our quarterly financials are published on our retail website for full transparency.

  • Checking Accounts
  • Savings Accounts
  • Share Certificates
  • Money Market Accounts
  • IRA Accounts
  • Business Accounts

  • Mutual Funds
  • Annuities
  • Treasury Securities
  • Life Insurance Policies
  • Stocks
  • Bonds

We are here to assist! If you have questions regarding your deposit accounts, please contact us at 813-871-2690 ext. 40548. Or, visit any of our Community Financial Center locations.