Business Checking

Business Nonprofit Checking

Banking done right, for those doing good.

Business Nonprofit Checking

At GTE Financial, we are passionate about supporting non-profits that help enrich and grow our community. The Business Nonprofit Checking account was created to help fill an important void within our market, providing high-impact, hassle-free benefits with less fees, more services as well as unique partnership opportunities. Plus, your 501C3 can benefit from the ability to earn a dividend.

Only $100 minimum deposit to open. Call us at 813.871.2690 to schedule an appointment.

AmountDividend RateAPY1
$0 - $2,999.990.05%0.05%
$2,500 - $49,999.990.15%0.15%
$50,000 - $99,999.990.25%0.25%
$100,000 +0.45%0.45%

Key financial features

  • Potential to earn a dividend
  • No monthly maintenance fee
  • Access to Commercial Insurance5, Title Services and Investment Services2
  • Complimentary non-cash items per statement cycle: 500
  • Complimentary cash deposits per statement cycle: $10,000
  • Complimentary incoming wires
  • Complimentary Checks, Cashier’s Checks and Money Orders – fees waived
  • Complimentary Stop Payment, Stop Payment Removal and Overdraft Transfers4 – fees waived
  • Discounted TruTreasury services – Ask about Treasury Management, Merchant, Payroll and Fraud Mitigation
  • Complimentary Online Banking with Bill Pay
  • Mobile Deposit Capture with viewable check images

Holistic business banking: the GTE difference

  • Dedicated Professional Support: Local, experienced professionals focused on your success.
  • Personalized Banking Relationships: Building strong, understanding partnerships.
  • Bank at Work, Community Partner Program: Let GTE Financial come onsite to offer your employees financial solutions and service, without leaving the office.

Mastercard® debit card perks

  • Operational benefits: Enjoy discounts on QuickBooks® and TurboTax®, Mastercard Receipt Management and Mastercard BIZ online resources.
  • Exclusive experiences: Gain access to Mastercard Golf, Priceless offers, Airport Concierge services as well as rental car insurance.
  • Mastercard Easy Savings Program: Enjoy automatic rebates on everyday business expenses, receiving up to 4% back at participating merchants.3

Features & Benefits

  • Free
  • Only $100 to open 
  • Potential to earn a Dividend 
  • Complimentary non-cash items and cash deposits with monthly limits
  • Complimentary incoming wires 
  • Complimentary Checks, Cashier’s Checks and Money Orders – fees waived 
  • Complimentary Stop Payment, Stop Payment Removal and Overdraft Transfers – fees waived 
  • Discounted TruTreasury Services 
  • Access to Commercial Insurance5, Title Services and GTE Investment Group2
  • Complimentary Online Banking with Bill Pay + Mobile Deposit Capture with Viewable Check Images 
  • Mastercard® Debit Card Benefits3
  • Bank at Work, Community Partner Program

1 Annual Percentage Yield accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rates, terms and conditions subject to change without notice. If you do not have a Business Account with GTE Financial, you must first open a Business Savings. Visit a GTE Financial Community Financial Center to get started. Federally Insured by the NCUA.

2 GTE Investment Group is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. 711 E Henderson Ave. Tampa, FL 33602  888-972-5257.

3 Perks and benefits are offered through Mastercard®. You may need to register your card. Please select the 'View Additional Benefits' button to refer to the Guide to Benefits for terms and conditions.

4 Please refer to the Account Disclosure and Member Schedule of Current Charges for a more thorough explanation of when an overdraft occurs and when a fee may be assessed for overdrawing your account. GTE Financial will pay overdrafts at our discretion; there is no guarantee of payment. If an overdraft is not authorized, your transaction will be denied and may be subject to a Non-Sufficient Funds Fee, which will be assessed to the account that goes negative.

5 Insurance Agency Products are offered through GTE Insurance, LLC and BlueStar Insurance, LLC; Credit Union Service Organizations owned by GTE Financial. GTEInsurance.com and MyBlueStarInsurance.com insurance products are not federally insured, are not obligations of the credit union, and are not guaranteed by the credit union. May involve investment risk.