Father and son using phone together

Early Saver Account

Teach your child the value of saving money!

Invest in Their Future

Our Early Saver account is designed to help children save and teach them about money management, and it even transitions them to an "adult" savings account when they turn 18.

Whether you're a parent, grandparent or godparent, aunt or uncle, or even a friend of a family, you can give the children in your life something valuable that will grow with them and that truly gives back. Consider opening this account when you're looking for a unique and thoughtful gift!

For children under 12, it's easy to sign up by visiting your closest Community Financial Center.


For children 13 or over, an application can be completed online in a matter of minutes!


Features & Benefits

  • Earn a high yield on balances up to $500
  • For children under the age of 17
  • No monthly fee
  • No balance requirements


0.00% APY*
$500+ Early Saver Account | 0.00% Dividend Rate
As High As
0.05% APY*
$0.01 - $500 Early Saver Account | 0.05% Dividend Rate
*Annual Percentage Yield accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Annual Percentage Yields, terms and conditions subject to change without notice. .10% APY only available on your primary savings account. Regulation D withdrawal limits apply to all share and money market accounts. Rate may change after account opening. Federally insured by NCUA.