Investment Property Loans

Investment Property Loan

This investment property loan mortgage would be utilized for the purchase or refinance of an investment property, which is a property that is not occupied by the owner and who, in most cases, receives income from the property. For purchases, the maximum loan to value ratio (LTV) is 85% except on 2-4 Unit properties purchase LTV is reduced to 75%. For limited cash-out refinances or cash-out refinances, the maximum LTV is 75% except on 2-4 Unit properties cash out refinance LTV is reduced to 70%. Fannie Mae approval required.

Features & Benefits

Need a home loan for your investment property? It’s a buyer’s market out there. And, the savvy real estate investor can take advantage of great deals and lower home prices. Click below for more details on our 15 year fixed investment property loans.

An example APR for a 15 Year Fixed Investment Property Home Loan is 5.125% An example monthly mortgage payment of principal and interest is $784. The example quotes are based on a property value of $200,000 and a loan amount of $100,000 for 1st mortgage. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice.