zero money down

Zero Money Down

Buy a home with no money out of pocket.

100% Financing

Saving money for a down payment is one of the biggest obstacles in buying a home but with these loan options, we have eliminated that barrier for our members.

At GTE Financial we have multiple loan options for borrowers who are struggling to save money for a down payment. We have a portfolio loan that is a 100% financing where borrowers will still need to bring money for closing costs and prepaid items.

We also have loan options that cover all closing costs and prepaid items. This is one of our most popular loan options as it helps get the borrowers into a home with no money out of pocket.

Some borrowers have money saved for a down payment but choose to use this loan to keep the money in their pocket so they can do minor repairs and updates to the home when they move in.

How to get started

Speak to one of our dedicated loan executives by calling 1.888.871.2690 ext. 40407 or apply online using the button below.

Need Home Owner Insurance?

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Features & Benefits

  • Open to first-time homebuyers and non-first-time homebuyers (must be primary residence)
  • No income limits on these loan options
  • Fixed rate mortgages with competitive rates

*No down payment is due at closing. Interest rates are based on creditworthiness, amount financed and ability to repay. Rates can vary based on risk factors which include but are not limited to LTV, credit score, and debt to income ratio. Offer valid on Primary Residence loans only. Property Insurance Required. Payments do not include applicable property taxes, property insurance and mortgage insurance. There are no balloon payments required. Membership eligibility is required. GTE Financial reserves the right to change, modify or terminate this offer at any time and without prior notice.