$1,250 off home loan closing costs² (valid on first mortgages only)

Offer timeline – the earlier you act, the more you save:

• November 18, 2025 – $1,150
• December 18, 2025 – $1,050
• January 18, 2026 – $950
• February 18, 2026 – $850
• March 18, 2026 – $750
• April 18, 2026 – $650
• May 18, 2026 – $550
• June 18, 2026 – $450
• July 18, 2026 – $350
• August 18, 2026 – $250
• September 18, 2026 – $150

Enjoy an additional 0.25% Autopay Discount³ when you set up recurring payments.

100% financing and decisions in minutes.

Low rates. Flexible. Fast funds. 

As low as 11.49% APR⁴

Plus, enjoy an additional 0.25% Autopay Discount³ when you set up recurring payments.

1 No purchase necessary. Must scan the QR code and complete the survey during the Town N’ Country Community Appreciation Event on 10/18/2025, at 7563 W Waters Ave, Tampa, FL 33615 to be entered into the sweepstakes. Two winners will be selected in a random drawing from all eligible entries received during the Giveaway Period. Two winners will be contacted within 3 days after the event. Prize provided by GTE Financial, 711 E. Henderson Ave. Tampa, FL 33602. Official Rules are available at gtefinancial.org/celebrate. You may request an alternative method of entry ticket at the event. Odds of winning depend on the total number of eligible entries received.

2 Home Loan Closing Cost Discount: GTE Financials closing cost discount promotion is available only when obtaining a GTE Financial First Mortgage Loan. Promotion is subject to change at any time without notice. Membership is required for loan funding. Membership requires a $5 minimum deposit in a Member Owner Share Savings Account. Hazard insurance is required and is the responsibility of the borrower. Closing cost discount applies only to the lender’s origination fee and will not apply towards third-party fees. Member is responsible for prepaid costs including homeowner insurance premiums, prepaid interest, and town/county/school taxes and down payments. All fees and charges will be listed on the loan estimate and closing disclosure. Credit for closing cost discount will be listed as a line item credit on the closing disclosure. For mortgages with less than 20% down payment, Private Mortgage Insurance (PMI) is required and the member is responsible for PMI premiums. Closing cost discount promotion cannot be combined with any other promotion. Closing cost discount promotion is valid on all First Mortgage applications on all first mortgage loan products beginning October 18, 2025, and will be incrementally decreasing in value based on the date of loan application. Loans are subject to membership eligibility, credit, and underwriting approval. 

3 Auto Loan Offer: APR = Annual Percentage Rate. As of 9/19/2025. APR based on payment method, creditworthiness, loan terms, and collateral. Rates, terms, and conditions are subject to change. New Auto is defined as current model year or previous model year with less than 10,000 miles. Used Auto is defined as being older than 2 model years or over 10,000 miles. 4.99% APR limited to 48-month term for new autos and 5.49% APR limited to 48-month term for used autos. Lowest rate includes .25% discount for ACH recurring payments and .25% discount paid for with Go Points. Auto rate does not apply to vehicles older than 8 model years. Internal refinances are not eligible.

4 Personal Loan Offer: Annual Percentage Rate (APR) effective 6/20/23. Rates, terms, and conditions are subject to change without notice. The APR range is 11.99% to 17.99% and will be determined by your creditworthiness. All loans are subject to approval.

Official Rules for GTE Financial Events
NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited or restricted by law.

Official Rules & Regulations

1. Contest Dates
Entry Period: The Town N' Country Community Appreciation Event sweepstakes begins at 10:00AM on 10/18/2025 and ends at 12:00PM on 10/18/2025
Notification of Winner(s): Winners will be contacted within 3 days after the event.

2. Sponsor
GTE Financial
711 E. Henderson Ave., Tampa, FL 33602

3. Eligibility
Open to all event attendees.
To be eligible, participants must scan the QR code and complete the survey during the Town N' Country Community Appreciation Event on 10/18/2025, at 7563 W Waters Ave, Tampa, FL to be entered into the sweepstakes.

4. Drawing
Two (2) winners will be selected from all eligible entries at the end of the promotional period.
Odds of winning depend on the number of eligible entries received.
A random drawing will be conducted by a minimum of one (1) representative from GTE Financial’s Marketing Department.

5. Prize
Prize Amount/Description: (Monster Jam Family 4 Pack for 3/1/2025)
Sponsor’s decisions are final. Winners are responsible for all applicable taxes (federal, state, and local).
Winners will be notified by phone and/or email. If a potential winner cannot be reached within three (3) days of the initial notification attempt, an alternate winner may be selected.
All winners are subject to eligibility verification and must comply with these Official Rules.

6. General Terms & Alternate Entry
Winners will be drawn within 3 days after the event at GTE Financial Headquarters, 711 E. Henderson Ave., Tampa, FL 33602.
Entrants do not need to be present to win.
Alternate Entry Method (if applicable):
You may request an alternative method of entry ticket at the event.

7. Winner Listing
To request the name(s) of the winner(s), send a self-addressed, stamped envelope to:
GTE Financial, ATTN: Town N’ Country Community Appreciation Event
P.O. Box 172599, Tampa, FL 33672-0599
Winner(s) may be published in GTE Financial marketing materials, including newsletters, website, and social media.

8. Limitation of Liability & Release
Winners authorize GTE Financial to use their name, likeness, and/or statements in promotional materials without compensation.
By participating, entrants agree to receive communications from GTE Financial.
GTE Financial and its employees, affiliates, subsidiaries, and agents are not responsible for:

1. Technical failures or errors in the entry process
2. Lost, late, incomplete, or misdirected entries
3. Any injuries, losses, or damages caused by participation or prize use

By entering, all participants agree to abide by these Official Rules and the decisions of GTE Financial, which are final.
GTE Financial reserves the right to disqualify any participant or modify the contest if fraudulent activity or other valid reasons are identified.