Go Student Checking

Go Student Checking

A free checking account for 12 to 24 year old students.

Built for students and their family

One of the most unique aspects of GTE Financial is the commitment to serving students in meaningful ways. We offer a host of student opportunities from rewards and education to first-time loans, credit-building tools, scholarships, internships, careers and more.

Free student checking. No monthly maintenance fees. No minimum balance.

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Free student checking with big benefits

  • No monthly maintenance fees and no minimum balance requirements.
  • 1 waived foreign GTE ATM fee per month6.
  • 1 waived non-sufficient funds fee per month7.
  • Earn free cash rewards built for students.
  • Get paid to learn more about money with Cash Academy.
  • No branch needed: If you ever move for school, call, live chat or use our top-rated virtual services if you ever need help…real GTE people with real advice from anywhere.
  • Parents and students: How financially ready are you? Let us walk you through our banking tools and resources, so you are set-up, connected and confident with your accounts. View our bundle checklists!

Banking made easy

  • Access your account anywhere, anytime: 24/7 online, mobile, and phone banking with 30,000 fee-free ATMs nationwide.
  • Pay and transfer with ease: Access to Zelle, Bill Pay5, and same day transfers3, plus a Free debit card you can one-tap add to your digital wallet.
  • Deposit your way: Direct Deposit set-up in a few clicks, Mobile Deposit4, external account3, or in person.
  • Need a replacement card? No waiting 7-10 business days. Get a new card in the App for immediate use with the same card number you’ll receive in the mail.
  • Protection you can count on: Instant on/off card feature, real-time alerts, card controls, $0 fraud liability, online transaction disputes, and advanced transaction research.
VIEW ADDITIONAL BENEFITS

Opening an account is quick, easy, and secure

  • Apply online or in person – Tell us who you are by providing basic information.
  • Fund your account – Make your first deposit by cash, check, debit card, or automated clearing house (ACH).
  • Start transacting – Swipe, tap, and go! Begin using your debit card, the GTE Mobile App, and online banking right away.

Free debit card!

Upgrade to the Bolts Debit or Design Your Own Card.

DESIGN YOUR OWN CARD

Features & Benefits

  • Federally Insured up to 250,0001
  • Zelle®
  • Direct Deposit
  • Overdraft Protection2
  • Instant issued debit card
  • 30,000 free ATMs nationwide
  • Same-day transfers3
  • Unlimited check-writing
  • 24/7 online, mobile, and phone banking
  • Transaction alerts, travel alerts, and card controls
  • Mobile Deposit4
  • Free Bill Pay5
  • Future Change Round Up
  • Ask about Early Pay
  • GTE perks: Referral program, free financial education, and special offers

1 Federally Insured by NCUA up to $250,000. Additional amounts available by adding joints and beneficiaries. Share Insurance Estimator can show you how adding ownership categories can increase your coverage.

2 Overdraft Protection–Please refer to the Member Account Disclosures and Agreement and Member Schedule of Current Charges for a more thorough explanation of when an overdraft occurs and when a fee may be assessed for overdrawing your account. GTE Financial will pay overdrafts at our discretion; there is no guarantee of payment. If an overdraft is not authorized, your transaction will be denied and may be subject to a Non-Sufficient Funds fee, which will be assessed to the account that goes negative.

3 Same Day/External Transfers – External and same day transfers are subject to terms and conditions. Transfer limits apply. Eligibility is determined by account history. Please refer to Member Schedule of Current Charges for when a fee may be assessed.

4 Mobile Deposit– Subject to GTE Financial Remote Deposit Capture terms and conditions. Deposits may not be available for immediate withdrawal and daily limits apply. Eligibility is determined by account history.

5 Bill Pay– There is no monthly service fee for Bill Pay. Account fees may apply to your account that you make Bill Pay payments from, please refer to the Member Schedule of Current Charges for when a fee may be assessed. Terms and conditions apply.

6 Waived ATM fee requires being enrolled in eStatements.

7 One Non-Sufficient Fee refund is limited to one per month. You must be signed up for eStatements to be eligible.

8 While accounts can be opened with $0.00, certain funding methods, like debit cards, may require a higher minimum amount.