bal transfer

Balance Transfer

Transfer your existing balance to a GTE Credit Card!

Ride the wave of summer savings with the Go To Credit Card!

Enjoy a limited-time 4.99% Intro APR on purchases AND balance transfers for 9 statement cycles,
followed by low rates between 10.49% - 16.75% APR.*

Whether it's summer travel, everyday purchases or consolidating debt,
enjoy the low intro rate and 1X points on every purchase.

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Transfer to a low rate

If you’re paying a high-interest rate on your existing credit card debt, you may want to consider transferring your balances to a GTE Credit Card. A balance transfer with GTE works by paying off your existing credit cards and moving the balance on to a credit card with a lower rate. This saves you money over time by paying less interest on your debt, plus you'll be one step closer to financial freedom!

Enjoy one of the lowest credit card rates in the area! To learn more and view all terms and conditions, click below:

go to credit card
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Transfers for current members

Already have a GTE credit card? Balance transfers are simple! If you'd like to transfer a balance to your existing GTE credit card, you can follow the steps below to complete. If you would rather complete the balance transfer by having a check issued, you may call our Consumer Lending team to request this at 813.871.2690.

  1. Login to Online Banking
  2. Select 'Credit Card Balance Transfers' under 'Payments'
  3. Select the credit card you would like to transfer balances to and click next
  4. Complete the rest of the application process

Go To

Features and Benefits

  • $0 annual fee
  • Earn 1x points per dollar spent
  • Great low rate credit card
  • Access to balance transfers
LEARN MORE Go To

*APR = Annual Percentage Rate. Annual Percentage rates, terms, and conditions subject to change. The 4.99% APR Purchase and Balance Transfer introductory offer is only available on new Go To Credit Cards opened between June 1st, 2026 and September 30th, 2026. A 5% Balance Transfer fee applies with a minimum fee of $10.00. Cash Advances are not included in the Introductory Offer. The promotional introductory rate ends after 9 statement cycles at which time the standard APR between 10.49% and 16.74% APR will be charged. The standard APR will be based on your credit worthiness and will vary with the market based on the Prime Rate. Please review our Credit Card Regulation Z Disclosure provided at account opening. See Go Points Terms and Conditions for complete reward information.