Woman online shopping with credit card

Balance Transfer

Transfer your existing balance to a GTE Credit card!

Transfer to a Low-Rate

If you’re paying a high-interest rate on your existing credit card debt, you may want to consider transferring your balances to a GTE Go To credit card. A balance transfer with GTE works by paying off your existing credit cards and moving the balance on to a credit card with a lower rate. This saves you money over time by paying less interest on your debt, plus you'll be one step closer to financial freedom!

Open a GTE Credit Card

If you don’t currently have a credit card with GTE, the GTE Go To card has an extremely low rate, and an introductory offer to go with it. All balances transferred in the first 60 days of opening the GTE Go To card will have 0% APR** introductory rate for the first 12 months of your card. Standard rates will apply after your intro offer. Even after your intro period is over, you'll still enjoy one of the lowest credit card rates in the area! To learn more about the Go To credit card, click the button below:

Transfers for Current Members

Already have a GTE credit card? Balance transfers are simple! If you'd like to transfer a balance to your existing GTE credit card, you can follow the steps below to complete. If you would rather complete the balance transfer by having a check issued, you may call our Consumer Lending team to request this at 813.871.2690.

  1. Login to Online Banking
  2. Select 'Credit Card Balance Transfers' under 'Payments'
  3. Select the credit card you would like to transfer balances to and click next
  4. Complete the rest of the application process


Current Rate

As Low As
6.74% APR*
Go To
*Rate will be based on your credit worthiness. Annual Percentage Rate as of June 24, 2021. Annual percentage rates, terms, and conditions subject to change. All loans are subject to approval. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions or our Credit Card Agreement for full details. Federally insured by NCUA.

**Annual Percentage Rate (APR) is a promotional rate available on Mastercard Go To Credit Cards. The promotional rate will be based on the creditworthiness of the applicant. The promotional rate ends after 12 billing cycles after which the cardholder will be charged the standard APR. The standard APR will vary with the market based on the Prime Rate.  Standard APRs currently range from 6.74% to 10.74% depending on a member's creditworthiness. 0% APR Balance Transfer intro offer is only available to new cardholders that complete the transfer within 60 days of account opening. 3% Balance Transfer Fee applies.