Go To Credit Card

Go To

GTE's Go To Mastercard® credit card, designed to give you the best rate and rewards redeemable for cash back, travel, gift cards and more!

It's Called "Go To" for a Reason!

It's time you found your new go-to credit card! Stop by a GTE Financial location to have a card instant issued in minutes, or simply apply online! GTE's Go To Mastercard® credit card is designed for the best possible rate plus rewards redeemable for cash back, travel, gift cards and more! This card was designed to be the perfect all-around credit card for daily spenders.

Great Rate

The GTE Go To credit card’s rate beats national banks and even local credit unions to bring you some of the best possible rates in the industry. Plus, there is no annual fee!

0% APR Intro Offer on Balance Transfers*

Save big when you transfer existing card balances to a new Go To card. New cardholders will enjoy 0% intro APR on all balances transferred within the first 60 days for 12 months. Standard APR will apply after introductory offer ends.

Get Rewarded

For every dollar you spend, you’ll earn points toward awesome gift cards, travel, merchandise or cash back. With the Go To card, you’re able to redeem for exactly what you want!

The Sky's the Limit

Maximum credit limits up to $30,000 give you all the purchasing power you need, backed by Mastercard so you never have to worry about responsibility for fraudulent charges to your account.

Design Your Own Card

Bring your favorite memory with you wherever you go when you design your own card! With My Card Creation you can design the face of your consumer credit or debit card.

Features & Benefits

  • 0% introductory APR for 12 billing cycles on balance transfers made in the first 60 days**
  • $0 Annual Fee
  • Earn 1x points per dollar spent


As Low As
10.24% APR*
Go To

*Rate will be based on your credit worthiness. Annual Percentage Rate as of 2/22/2023. Annual percentage rates, terms, and conditions subject to change. All loans are subject to approval. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions or our Credit Card Agreement for full details.

**Annual Percentage Rate (APR) is a promotional rate available on Mastercard Go To Credit Cards. The promotional rate will be based on the creditworthiness of the applicant. The promotional rate ends after 12 billing cycles after which the cardholder will be charged the standard APR. The standard APR will vary with the market based on the Prime Rate.  Standard APRs currently range from 10.24% to 17.99% depending on a member's creditworthiness. 0% APR Balance Transfer intro offer is only available to new cardholders that complete the transfer within 60 days of account opening. 3% Balance Transfer Fee applies.