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30 Year Fixed Home Loan

GTE Financial offers several Fixed Rate home loan solutions to fit your life!

GTE Financial offers several Fixed Rate home loan solutions to fit your life! A Fixed Rate mortgage means that your rate will stay the same for the full term of your loan. There is no risk that changing market conditions will increase your rate. This type of loan is ideal if you value a consistent, stable payment.

Many home buyers like to compare a Fixed Rate home loan to an Adjustable Rate Mortgage. A Fixed Rate mortgage, although you will typically pay a higher Annual Percentage Rate compared to an ARM, this loan is ideal if you value stable, consistent payments over initial increased buying power.

In addition to a 30 Year Fixed Home Loan, GTE Financial also offers 10, 15, and 20 Year Fixed Home Loan options.

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Features & Benefits

  • As little as 5% down - that's 95% Loan-to-Value
  • Fixed rate for the length of your loan
  • Great option if:
    • You plan on staying in the home long-term
    • You don't expect your income to increase significantly in the coming years

Rates

As Low As
4.795% APR*
as of May 23, 2022
30 Year Fixed

*An example APR for a 30 Year Fixed loan is 4.964%. An example monthly mortgage payment of principal and interest is $529. An example APR for a 15 Year Fixed loan is 4.401%. An example monthly mortgage payment is $752. An example APR for a 20 Year Fixed loan is 4.870 %. An example monthly mortgage payment is $646. An example APR for a 10 Year Fixed loan is 4.844%. An example monthly mortgage payment is $1,024. The example quotes are based on a property value of $200,000 and a loan amount of $100,000. The Annual Percentage Rates (APR) stated is an estimate and is intended for informational use only. Your actual APR may vary based on your actual loan amount. Sample payment reflected does not include property taxes or property insurance and the payment obligation may be greater. Please speak with a Loan Executive for additional information about our rates and fees. Rates are subject to change without notice. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval. This product is subject to change or cancellation at any time without prior notice. All loans are subject to approval.