Cash Academy

*To earn the $50 Cash Academy bonus, the primary account holder must open a new Go Student Checking Account and meet all eligibility requirements. The primary account holder can be an existing member but cannot have had a previous checking account history with GTE. For members under the age of 18, a parent or legal guardian must be listed as a joint owner, and the joint owner must be a GTE member in good standing at the time of account opening. The primary account holder must also have an Early Saver or a Regular Share Account. Annual Percentage Yield is 0.05% for balances up to $500. APY is accurate as of the last dividend declaration date. Rate may change after account opening. Fees may reduce earnings on the account. A $5 member owner share is required for new members. The primary account holder must also login or create an Everfi account using their first name, last name, email address, and member number, and complete the required online financial education course within 30 calendar days of account opening. The $50 bonus will be deposited into the Go Student Checking Account Bonus within the first week of the month following the completion of all eligibility requirements. Accounts must remain open, active, and in good standing through the end of the promotional period to qualify; if the account is closed to prior to payout, the bonus will be forfeit. Only one payout per member. Promotion subject to change or cancellation at any time without notice. Cannot be combined with other offers.

**To earn 2,500 Go Points, the primary account holder must open a new Go Student Checking Account and meet all eligibility requirements. The primary account holder can be an existing member but cannot have had a previous checking account history with GTE. For members under the age of 18, a parent or legal guardian must be listed as a joint owner, and the joint owner must be a GTE member in good standing at the time of account opening. The primary account holder must also have an Early Saver or a Regular Share Account. Annual Percentage Yield is 0.05% for balances up to $500. APY is accurate as of the last dividend declaration date. Rate may change after account opening. Fees may reduce earnings on the account. A $5 member owner share is required for new members. The primary account holder must also add their debit card to their mobile wallet and complete at least thirteen (13) signature-based debit card purchases, excluding PIN-based debit card purchases, ATM transactions, cash advances, fee transactions, transfers and pending purchases, using their Go Student Checking Account between April 1, 2026 and May 31, 2026. Qualifying transactions must post to the account within the promotional period. Go Points will be credited to the member’s Go Points balance during the third week of June 2026. For full Go Points terms and conditions, visit gtefinancial.org/gopoints. Accounts must remain open, active, and in good standing through the end of the promotional period to qualify; if the account is closed to prior to payout, the Go Points will be forfeit. Only one payout per member. Promotion subject to change or cancellation at any time without notice. Cannot be combined with other offers.

Social Media “Ringling Bros. and Barnum & Bailey Presents The Greatest Show on Earth” Giveaway (1/3/2026)

Date and Time: Starting at 5:00 PM EST on 1/1/2026 and ending at 5:00 PM EST on 1/2/2026

Location: GTE Financial Socia Media Platforms: Facebook and Instagram.

Disclosures

No purchase necessary. Must follow the instructions in the post to be entered into the giveaway. Winners will be selected from the platforms (Facebook and Instagram) in a random drawing from all eligible entries received during the Giveaway Period. The two (2) winners will be contacted via direct messaging (DM) on 1/2/2026. Prize provided by GTE Financial, 711 E. Henderson Ave. Tampa, FL 33602. Official Rules are available at www.gtefinancial.org/cashacademy. You may request an alternative method of entry by sending an email to socialmedia@gtefinancial.org. GTE Financial will never ask you to provide any personal information (such as your password) to enter or win this giveaway. Always be alert and cautious of scammers. This promotion is in no way sponsored, endorsed, administered by, or associated with Facebook or Instagram. Odds of winning depend on the total number of eligible entries received.

Official rules

1. Giveaway Dates
Entry Period: Giveaway begins at 5:00 p.m. EST on 1/1/2026 and ends at 5:00 p.m. EST on 1/2/2025.

2. Sponsor
GTE Financial, 711 E. Henderson Ave., Tampa, FL 33602

3. Eligibility
The giveaway is open to individuals who are 18 years of age or older and legal residents of the United States. To be eligible, participants must follow the GTE Financial page on Facebook (GTE Financial | Tampa FL | Facebook) and/or the GTE Financial page on Instagram (Instagram) and meet the requirements in the post to be entered into the giveaway.

4. Entry Instructions

To enter:

- Follow GTE Financial on Facebook and/or Instagram
- Like the giveaway post
- Tag a friend in the comments

5. Drawing
The winners will be selected from both platforms (Facebook and Instagram) from all eligible entries at the end of the Giveaway Period. A total of two (2) winners will be selected. The odds of winning depend on the number of eligible entries received. The random drawing will be conducted by a representative of GTE Financial’s Marketing Department.

6. Prize
Prize Amount/Description: Four (4) Terrace-Level Tickets for the “Ringling Bros. and Barnum & Bailey Presents The Greatest Show on Earth” show on 1/3/2025 at the Benchmark International Arena at 7:00 PM (per winner).
The prize is provided by GTE Financial.
Sponsor’s decisions are final. Winners are responsible for all applicable taxes (federal, state, and local).

Winners will be notified by direct message on the respective platform. If a potential winner cannot be reached within one (1) hour of the initial notification attempt, an alternate winner may be selected. All winners are subject to eligibility verification and must comply with these Official Rules.

7. Alternate Entry Method
If applicable, participants may request an alternative method of entry by sending an email to socialmedia@gtefinancial.org.

8. General Terms
Winners will be drawn within one (1) hour after the giveaway closing period at GTE Financial Headquarters, 711 E. Henderson Ave., Tampa, FL 33602. Entrants do not need to be present to win.

9. Winner Listing
To request the name(s) of the winner(s), send a self-addressed, stamped envelope to:
GTE Financial, ATTN: Marketing (Social Media Bolts Game Giveaway)
P.O. Box 172599, Tampa, FL 33672-0599

Winner(s) may also be published in GTE Financial marketing materials, including newsletters, website, and social media.

10. Limitation of Liability & Release
Winners authorize GTE Financial to use their name, likeness, and/or statements in promotional materials without compensation. By participating, entrants agree to receive communications from GTE Financial.
GTE Financial and its employees, affiliates, subsidiaries, and agents are not responsible for:

- Technical failures or errors in the entry process
- Lost, late, incomplete, or misdirected entries
- Any injuries, losses, or damages caused by participation or prize use

By entering, all participants agree to abide by these Official Rules and the decisions of GTE Financial, which are final. GTE Financial reserves the right to disqualify any participant or modify the contest if fraudulent activity or other valid reasons are identified.