Business Checking

Business Dividend Checking

Ideal for businesses with high average balances and transaction counts.

Business Dividend Checking

At GTE Financial, we’ve been supporting large and high-volume businesses since 1935. The Business Dividend Checking account is built for companies that carry high average balances with high transaction counts. Best of all, meet relationship requirements each month, and GTE will waive the $50 monthly maintenance charge. We’re all about keeping it easy and hassle-free. Plus, your company can benefit from the ability to earn a dividend.

Only $1,000 minimum deposit to open. Call us at 813.871.2690 to schedule an appointment.

AmountDividend RateAPY1
$0 - $49,999.990.05%0.05%
$50,000 - $149,999.990.10%0.10%
$150,000 +0.15%0.15%
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Key financial features

  • Potential to earn a dividend
  • Waivable $50 monthly maintenance fee2
  • Complimentary non-cash items each month: Unlimited
  • Complimentary cash deposited each month: $25,000
  • Complimentary incoming wires
  • Ask about TruTreasury Services: Treasury Management, Merchant, Payroll and Fraud Mitigation
  • Access to Commercial Insurance5, Title Services and Investment Services3
  • Complimentary Online Banking with Bill Pay
  • Mobile Deposit Capture with viewable check images

Holistic business banking: the GTE difference

  • Dedicated Professional Support: Local, experienced professionals focused on your success.
  • Personalized Banking Relationships: Building strong, understanding partnerships.
  • Bank at Work, Community Partner Program: Let GTE Financial come onsite to offer your employees financial solutions and service, without leaving the office.

Mastercard® debit card perks

  • Operational benefits: Enjoy discounts on QuickBooks® and TurboTax®, Mastercard Receipt Management and Mastercard BIZ online resources.
  • Exclusive experiences: Gain access to Mastercard Golf, Priceless offers, Airport Concierge services as well as rental car insurance.
  • Mastercard Easy Savings Program: Enjoy automatic rebates on everyday business expenses, receiving up to 4% back at participating merchants.4
VIEW ADDITIONAL BENEFITS

Features & Benefits

Your account can be free!

  • Average monthly available checking balance of $50,000 to avoid monthly charge: reduced to $25,000 by being an active 'Bank at Work' Community Partner
  • Combined business deposit and loan balance of $150,000 to avoid monthly charge: reduced to $75,000 by being an active 'Bank at Work' Community Partner

1 Annual Percentage Yield accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rates, terms and conditions subject to change without notice. If you do not have a Business Account with GTE Financial, you must first open a Business Savings. Visit a GTE Financial Community Financial Center to get started. Federally Insured by the NCUA.

2 Business Dividend Checking $50 monthly fee waived by meeting monthly qualifications. The monthly charge of $50 will occur the following month the monthly requirements are not met. Please refer to the Business Schedule of Current Charges for complete fee details.

Required monthly checking balance reduced to $25,000 or combined balances reduced to $75,000 for eligible Community Partners.

3 GTE Investment Group is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. 711 E Henderson Ave. Tampa, FL 33602  888-972-5257.

4 Perks and benefits are offered through Mastercard®. You may need to register your card. Please select the 'View Additional Benefits' button to refer to the Guide to Benefits for terms and conditions

5 Insurance Agency Products are offered through GTE Insurance, LLC and BlueStar Insurance, LLC; Credit Union Service Organizations owned by GTE Financial. GTEInsurance.com and MyBlueStarInsurance.com insurance products are not federally insured, are not obligations of the credit union, and are not guaranteed by the credit union. May involve investment risk.