Refinance your auto loan to GTE and shift into lower monthly payments—without the speed bumps.
*APR = Annual Percentage Rate. As of 9/1/2025. APR based on payment method, creditworthiness, loan terms and collateral. Rates, terms, and conditions are subject to change. New Auto is defined as current model year or previous model year with less than 10,000 miles. Used Auto is defined as being older than 2 model years or over 10,000 miles. 4.74% APR limited to 48-month term for new autos and 5.24% APR limited to 48-month term used autos. Rates as low as includes .50% discount for ACH payments and .25% discount paid for with Go Points. Auto rate does not apply to vehicles older than 8 model years. APR = Annual Percentage Rate. Discount is eligible for new auto loans to GTE Financial, originated between September 1, 2025, and October 31, 2025. Based on a minimum loan of $5,000 with a term of 48 months for a new vehicle, and APR of 4.74%, which includes ACH and Go Points discounts, and no down payment would have an estimated monthly payment of $121.43. All examples are hypothetical and are for illustrative purposes only. Your payment amount will differ based on a variety of factors, including when your first payment is due. Internal refinances are excluded from this promotion. All loans are subject to approval. GTE reserves the right to end or modify this promotion at any time.
** The 0.25% is off a new auto loan using GTE Financial and will be taken off until the APR reaches GTE floor rate of 3.99%.