Personal Line of Credit

Personal Line of Credit

Easy access to your money, right when you need it!

A Convenient way to Access Funds

With a GTE Personal Line of Credit, you can borrow and repay funds as you need them. With a higher limit and lower rate than most credit cards, a Personal Line of Credit can be used for almost anything ­­– from home improvements to bill consolidation, college tuition, and more.

Ready to Open a Personal Line of Credit?

It’s quick and easy to apply. The process takes less than 10 minutes and can be done entirely online.

Features & Benefits

  • Low rates
  • Monthly payment is 2% of the outstanding balance or $25, whichever is greater
  • Payment due on the 15th of each month
  • Can be linked to your Checking account to use as Overdraft Protection
  • No annual fee

*Annual Percentage Rate (APR) effective April 29, 2022. Rates, terms and conditions are subject to change without notice.  The APR will be determined by your credit worthiness. All loans are subject to approval.