Personal Line of Credit

Personal Line of Credit

Easy access to your money, right when you need it!

A Convenient way to Access Funds

With a GTE Personal Line of Credit, you can borrow and repay funds as you need them. With a higher limit and lower rate than most credit cards, a Personal Line of Credit can be used for almost anything ­­– from home improvements to bill consolidation, college tuition, and more.

Ready to Open a Personal Line of Credit?

It’s quick and easy to apply. The process takes less than 10 minutes and can be done entirely online.

Features & Benefits

  • Low rates
  • Monthly payment is 2% of the outstanding balance or $25, whichever is greater
  • Payment due on the 15th of each month
  • Can be linked to your Checking account to use as Overdraft Protection
  • No annual fee


14.24% APR*
Personal Line of Credit

*Annual Percentage Rate (APR) effective 6/20/23. Rates, terms and conditions are subject to change without notice. The APR range is 14.24% to 17.99% and will be determined by your credit worthiness. All loans are subject to approval.

Please refer to the Account Disclosure and Member Schedule of Current Charges for a more thorough explanation of when an overdraft occurs and when a fee may be assessed for overdrawing your account. GTE Financial will pay overdrafts at our discretion; there is no guarantee of payment. If an overdraft is not authorized, your transaction will be denied and may be subject to a Non-Sufficient Funds Fee, which will be assessed to the account that goes negative. Federally Insured by NCUA.