Our most popular benefit-rich account
Today, consumers face growing fraud and growing expenses. We’ve baked best-in-class benefits into our most popular checking account, so you get more while also paying less. Members enjoy critical protection and savings services, at a low price that can’t be beat.
Top-rated service. Fraud protection. Savings benefits—all in one checking account.
Upgrade to the Bolts Debit or Design Your Own Card.
*Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening. Dividends earned on balances up to $2,000 when monthly requirements are met; enroll in e Statements, deposit $500 or more into your account each month, and complete at least 15 combined debit and/or credit transactions. Only deposits from external accounts outside of GTE are valid towards the $500 requirement.
1 Federally Insured by NCUA up to $250,000. Additional amounts available by adding joints and beneficiaries. Share Insurance Estimator can show you how adding ownership categories can increase your coverage.
2 Overdraft Protection–Please refer to the Member Account Disclosures and Agreement and Member Schedule of Current Charges for a more thorough explanation of when an overdraft occurs and when a fee may be assessed for overdrawing your account. GTE Financial will pay overdrafts at our discretion; there is no guarantee of payment. If an overdraft is not authorized, your transaction will be denied and may be subject to a Non-Sufficient Funds fee, which will be assessed to the account that goes negative.
3 Same Day/External Transfers – External and same day transfers are subject to terms and conditions. Transfer limits apply. Eligibility is determined by account history. Please refer to Member Schedule of Current Charges for when a fee may be assessed.
4 Mobile Deposit– Subject to GTE Financial Remote Deposit Capture terms and conditions. Deposits may not be available for immediate withdrawal and daily limits apply. Eligibility is determined by account history.
5 Bill Pay– There is no monthly service fee for Bill Pay. Account fees may apply to your account that you make Bill Pay payments from, please refer to the Member Schedule of Current Charges for when a fee may be assessed. Terms and conditions apply. The descriptions above are summaries only. Please refer to the actual guide to benefits for complete details of coverage and exclusions. Coverage is provided through the company listed in the guide to benefits.
6 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.
7 Registration/Activation required.
8This is not insurance. Insurance products are not insured by NCUA or any Federal Agency; not a deposit of or guaranteed by the credit union or credit union affiliate. Visit Online Banking for full details and to manage your GTE Secure benefits.
While accounts can be opened with $0.00, certain funding methods, like debit cards, may require a higher minimum amount.