Free checking with zero hassle
At GTE Financial, we’ve been focused on affordable, best-in-class service since 1935. What makes us stand out is our top-rated experience where innovation and real people providing real financial advice is always free of charge. When life adds up, we’ll help carry the load!
Free checking. No monthly maintenance fees. No minimum balance.
Upgrade to the Bolts Debit or Design Your Own Card.
Between banks, new fintechs, and digital startups these days, not all of these options are created equal or have your best interests in mind. Learn more about the GTE Difference.
1 Federally Insured by NCUA up to $250,000. Additionalamounts available by adding joints and beneficiaries. Share Insurance Estimator can show you how adding ownership categories can increase your coverage.
2 Overdraft Protection - Please refer to the Account Disclosure and Member Schedule of Current Charges for a more thorough explanation of when an overdraft occurs and when a fee may be assessed for overdrawing your account. The full amount of the overdraft balance, plus related fees, will be due immediately and cannot be overdrawn more than 5 days after the date of the occurrence to avoid a Negative Balance Fee. Negative balances that exceed 14 days may lose access to Courtesy Pay and be subject to charge-off and collection. GTE Financial will pay overdrafts at our discretion; there is no guarantee of payment. If an overdraft is not authorized, your transaction will be denied and subject to applicable fees.
3 Same Day/External Transfers – External and same day transfers are subject to terms and conditions. Transfer limits apply. Eligibility is determined by account history. Please refer to Member Schedule of Current Charges for when a fee may be assessed.
4 Mobile Deposit– Subject to GTE Financial Remote Deposit Capture terms and conditions. Deposits may not be available for immediate withdrawal and daily limits apply. Eligibility is determined by account history.
5 Bill Pay– There is no monthly service fee for Bill Pay. Account fees may apply to your account that you make Bill Pay payments from, please refer to the Member Schedule of Current Charges for when a fee may be assessed.
6 While accounts can be opened with $0.00, certain funding methods, like debit cards, may require a higher minimum amount. Terms and conditions apply.