Easy application with great rates you'll love
Refinance your auto loan to GTE and shift into lower monthly payments—without the speed bumps.
PLUS, enjoy exclusive discounts!
Whether you are buying a new or used vehicle, refinancing one you already own, or purchasing a motorcycle, boat, or RV, GTE has great rates on vehicle loans with your choice of financing options. Plus, save even more when you sign up for autopay and GoPoints!
Not a member yet? Join today!
Our partnership with TrueCar® helps save time and money on your new or pre-owned vehicle. Shop at your convenience and obtain fair pricing before ever stepping foot on the lot. Coupled with GTE's fast and easy financing, it’s a combination that can’t be beat.
Insure your auto from expensive vehicle repairs with Route 66 and their top-of-the-line extended warranty plans.
What if your car has damage or theft? GTE's GAP covers the difference if your loan is greater that your car's current value.
The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed.
*APR = Annual Percentage Rate. As of 9/1/2025. APR based on payment method, creditworthiness, loan terms and collateral. Rates, terms, and conditions are subject to change. New Auto is defined as current model year or previous model year with less than 10,000 miles. Used Auto is defined as being older than 2 model years or over 10,000 miles. 4.74% APR limited to 48-month term for new autos and 5.24% APR limited to 48-month term used autos. Rates as low as includes .50% discount for ACH payments and .25% discount paid for with Go Points. Auto rate does not apply to vehicles older than 8 model years. APR = Annual Percentage Rate. Discount is eligible for new auto loans to GTE Financial, originated between September 1, 2025, and October 31, 2025. Based on a minimum loan of $5,000 with a term of 48 months for a new vehicle, and APR of 4.74%, which includes ACH and Go Points discounts, and no down payment would have an estimated monthly payment of $121.43. All examples are hypothetical and are for illustrative purposes only. Your payment amount will differ based on a variety of factors, including when your first payment is due. Internal refinances are excluded from this promotion. All loans are subject to approval. GTE reserves the right to end or modify this promotion at any time.
**All other Cruise into Savings requirements and procedures must be followed to qualify. Promotion active from September 12, 2025 and October 31, 2025. In order to receive the discount listed above, the Guaranteed Asset Protection (GAP) must be active for 60 days. Mechanical Breakdown Protection's (MBP) $50 cash back will be provided on the 61 day. Credit union’s credit decision will not be affected by whether the consumer elects to purchase this protection. Your GAP certificate will have complete coverage conditions and exclusion details. $500 per loss and unlimited claims per year, effective upon enrollment and continues for 3 years. Insurance Agency Products are offered through GTE Insurance, LLC and Blue Star Insurance, LLC ; Credit Union Service Organizations, owned by GTE Financial. Insurance products are not federally-insured, are not obligations of the credit union, may involve investment risk, including loss of prinicpal. Employees are excluded from GAP and MBP discounts.