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Auto Financing

Easy application with great rates you'll love

Ready for a new ride!

Whether you are buying a new or used vehicle, refinancing one you already own, or purchasing a motorcycle, boat, or RV, GTE has great rates on vehicle loans with your choice of financing options. Plus, save even more when you sign up for autopay and GoPoints!

Not a member yet? Join today!

Find your new or used vehicle with TrueCar!

Our partnership with TrueCar® helps save time and money on your new or pre-owned vehicle. Shop at your convenience and obtain fair pricing before ever stepping foot on the lot. Coupled with GTE's fast and easy financing, it’s a combination that can’t be beat.


What do you want to do today?

Get a loan

Find new & used rides

Refinance my vehicle


Current auto rates

New Auto

As Low As
4.49%
APR*
APPLY NOW New Auto

Used Auto

As Low As
4.99%
APR*
APPLY NOW Used Auto

Add on products

Mechanical Breakdown

Insure your auto from expensive vehicle repairs with Route 66 and their top-of-the-line extended warranty plans.

GAP Protection

What if your car has damage or theft? GTE's GAP covers the difference if your loan is greater that your car's current value.

Auto Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed.


Payment calculator


More great vehicle products

Motorcycle, Boat & RV Loans

As Low As
7.49%
APR*
APPY NOW Motorcycle, Boat & RV Loans

Classic Car Loan

As Low As
7.49%
APR*
APPY NOW Classic Car Loan

All loans subject to approval.

*APR = Annual Percentage Rate. Rates are accurate as of 10/30/2025. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Eligibility and Membership in GTE Financial required. Rates subject to change at any time. All loans are subject to approval. The APR stated is an estimate and is intended for informational use only. Your actual rate and/or points may be different, as many factors are evaluated for a loan approval.

**Automated Valuation Model software may not be able to be used for every loan, and in these cases, an appraisal will be required.