We’re so much more than just a credit union, we’re here to support all your financial journeys and make them Instantly Easy. Learn more about your membership benefits plus everything GTE has to offer on this page.
Congrats on your new auto loan!
You’re now a GTE Financial member!
How to get started
Our mission is to provide you with the best value and service possible. Your first step? Let's set up your auto loan account and get you started on the right foot.
Here's what to do:
- Enroll in Online Banking
- Opt for eStatements
- Download the Mobile App
Protect your investment
With GTE Insurance your vehicle will be protected in case of any emergencies. We are locally owned and understand the unique needs of Florida insurance clients. Our responsibility is to handle the legwork and find the best insurance rates for you.
Take your time to explore your options, without any obligation. We're here to assist you whenever you're ready.
Want to learn more? Request a free insurance quote today!
Credit cards for every life stage
Get the best rewards with GTE Go Premier
Start strong with 10,000 bonus points after spending $3,000 within the first three months. Plus, no annual fees!
Elevated rewards with Go Points:
- 3x points on fuel, travel, and dining
- 2x points on grocery and home improvement stores
- 1x on all other purchases
Reward yourself:
GTE's Go Premier Mastercard® credit card is designed to maximize your rewards. Earn points with every purchase, then use them to pay for recent transactions or redeem for cash back, gift cards, and travel!
Get the best rate with GTE Go To
For a limited time, when you open a new GTE Go To Credit Card, you can take advantage of these incredible offers:
- 0% APR intro offer on balance transfers:
- Save big by transferring your existing card balances to a new Go To card.
- New cardholders will enjoy 0% intro APR for 12 months on all balances transferred within the first 60 days. Standard APR will apply after the introductory offer ends.
Go Points on all purchases:
Unlike some low-rate cards, you still earn rewards on every purchase. Earn 1x points for every dollar you spend.
Go Points
Earn points with every swipe! With Go Points, you can earn points for everything you do at GTE, then redeem them for cash back, gift cards, and paying with points for credit card purchases. Start earning points today!
Going beyond money
We are so much more than a credit union. Take advantage of the additional services we offer today. Whether you are looking to open a checking account, take out a home loan, insure your vehicle, or invest in your future, GTE is here to help.
Checking accounts
- Go Premium: A checking account packed with premium benefits
- Go Full Access: A hassle-free checking account with easy access to your money
- Go Student: A FREE checking account for 12 to 24 year old students
- Go Further: A checking account with simple approval qualifications
- Private Bank Checking: VIP level experience with the comforts of your local credit union
Home loans
- Fixed-Rate Mortgages
- Zero Money Down loans
- Community Empowerment Mortgage
- In-House Down Payment Assistance
- Plus 10+ home loan products to best fit your needs
Investment services
- Individual Retirement Accounts (IRAs): GTE Investment Group offers a range of IRAs to suit your goals
- Financial Planning: Professional guidance to help you manage your finances
- Wealth Management: A focus on long-term wealth preservation and growth
- Tax Planning: Help you optimize tax efficiency
Best in class service
- Official credit union of the Tampa Bay Lightning!
- Rated top credit union by Newsweek
- 24 convenient branch locations
- Rated an average of 4.5 on Google reviews
- Rated 4.7 for our GTE Mobile App
- Access to 30,000 Free ATMs
- You are responsible for the correct set-up and installation of a Web browser or related software to gain Internet access to and use of the GTE Financial’s Online Services. You agree that neither we nor any of our service providers shall be liable for any loss or damages (whether direct, indirect, special or consequential or otherwise), including economic, property, personal, or other loss or injury, whether caused by us, the hardware or software or a system-wide failure, arising or resulting from the installation, use, or maintenance of the equipment, software or other items necessary to access and/or operate GTE Financial’s Online Services. Disclaimer of Warranties
- Warranties of Fitness and Merchantability. NEITHER WE, NOR ANY OF OUR SUBSIDIARIES, NOR ANY INFORMATION PROVIDERS MAKE ANY WARRANTY, EXPRESS OR IMPLIED, TO YOU CONCERNING THE SOFTWARE, EQUIPMENT, BROWSER OR OTHER ONLINE SERVICES INCLUDING, BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR PARTICULAR PURPOSE OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, UNLESS DISCLAIMING SUCH WARRANTY IS PROHIBITED BY LAW.
- Computer-related Warranties. Neither we, nor any of our subsidiaries, nor any information provider is liable for any computer virus or software-related problems that may be attributable to services provided in connection with Online Banking Online Services.
- Rate will be based on your credit worthiness. Annual percentage rates, terms, and conditions subject to change. Please review our Credit Card (Regulation Z) Disclosure for terms and conditions or our Credit Card Agreement for full details. All loans are subject to approval.
- Annual Percentage Yield accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening. Dividends earned on balances up to $2,000 when monthly requirements are met; enroll in eStatements, deposit $500 or more into your Go Premium account each month, and complete at least 15 combined debit and/or credit transactions. Please review Checking Accounts for terms and conditions on our checking account suite.
- Please review Home Loans for terms and conditions on our home loan products. All Loans subject to approval
- Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisors LLC. Neither firm is affiliated with the financial institution where investment services are offered. Advisory services are only offered by Investment Advisor Representatives. 711 E. Henderson Ave. Tampa, FL, 33602; 888.972.5257; Investments are:*Not FDIC/NCUSIF Insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.
- Disclosures: Offer valid for Florida residents only. Member must be 18 years of age or older. This promotion includes a free Bolts debit card. Promo code BoltsCard must be used at the time of application or the promotion is not valid. Design your own card fee only waived for new members opening a qualified checking account at time of membership application. Design your own card fee is waived for first Bolts design only. Refer to fee schedule for more information about costs associated with your account. GTE Financial reserves the right to change dates and offerings of this promotion. This offer is only available to those who open a new GTE Financial savings account and one of the following checking accounts before 01/01/2025: Go Premium checking account, Go Full Access checking account, Go Further checking account within 30 days of enrollment. The checking account must be opened and funded. This offer is not valid for anyone who has had a previous relationship with GTE Financial. Credit approval and an initial deposit of $5 member owner stock are required. With the Go Premium with GTE Secure Checking Account, you can earn up to 3.04% APY on balances up to $2,000. No dividends earned after $2,000. Go Premium Checking Account APY is accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening. Dividends earned on balances up to $2,000 when monthly requirements are met; enroll in eStatements, deposit $500 or more into your Go Premium account each month, and complete at least 15 combined debit and/or credit transactions. GTE Financial reserves the right to decline or end this promotion at any time. This offer cannot be combined with other incentive offers from GTE Financial.